Comparison

Urby vs Splitwin

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Urby

Features
Read full description

Urby lets you invest in sustainable properties, creating long-term wealth for communities, homeowners and investors. Urby belongs to an initiative to fund and rejuvenate old neighbourhoods, breathing new life into abandoned homes. Our listed assets are a curation of landed freehold properties in Malaysia. Download Urby today! Invest early in Urbyโ€™s upcycled properties โ€“ acquired at bargain โ€“ to unlock greater gains, without the hassles of ownership. 1. Request a referral code from within the app. 2. Invest, track, and grow your personal portfolio from your phone. 3. You may profit when a property in your portfolio is sold or a Buy-Back event occurs. Visit https://urby.ai to learn more.

About

Splitwin

Features
Read full description

Splitwin โ€” No invasive ads. No inevitable in-app purchases. No predatory subscriptions. This is Splitwin. Stop doing mental math every time the bill arrives. Splitwin makes it effortless to track shared expenses with friends, roommates, and groups โ€” so everyone stays on the same page without the awkwardness. HOW IT WORKS Add an expense, choose how to split it, and Splitwin handles the rest. You'll always know exactly who owes what and who's been paid back โ€” no spreadsheets, no group chats full of "wait, how much do I owe again?" WHAT YOU CAN DO - Add friends by username or send a one-tap invite link - Create groups for trips, households, couples, events, and more - Split expenses equally, by exact amount, by percentage, or by shares - Track recurring costs like rent, subscriptions, and utilities - See at-a-glance balances โ€” who owes you, who you owe, what's settled - Log settlements the moment someone pays you back - Browse full activity history for every friend and group - Use Splitwin in 10 languages: English, Spanish, French, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Indonesian and more than 20 currencies BUILT TO STAY OUT OF YOUR WAY No clutter, no bloat. Splitwin's Bauhaus-inspired design uses bold type, strong colors, and clear visual hierarchy โ€” so you find what you need instantly and get back to your life. YOUR PRIVACY, RESPECTED Sign in with Google or Apple. Your data is only ever shared with the friends and groups you choose. No ads. No data selling. Ever. PERFECT FOR - Travel buddies splitting hotels, flights, and meals - Roommates dividing rent, groceries, and utilities - Couples managing household finances together - Friend groups handling dinners, gifts, and events - Anyone who's tired of being the one who "does the math" Fair, transparent, and completely drama-free โ€” Splitwin keeps the money stuff simple so you can focus on the people that matter.

Screenshots

Urby3 screens
Splitwin4 screens

Verdict

The call

The clearest difference is in-app purchases: Urby at none against Splitwin's 1. Urby also leads on ads (none vs shown) and update cadence (every 4 days vs fortnightly). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Splitwin sells 1 one-off in-app purchase. Urby asks for nothing beyond the download.

UpkeepUpdate frequency

Urby ships an update every 4 days, Splitwin fortnightly. The most recent releases landed on September 25, 2026 and September 30, 2026 respectively.

Scorecard4 real differences ยท 2 level
Urby versus Splitwin: the parameters behind the verdict, then further details
ParameterUrbySplitwin
PriceFreeFree
Update frequencyEvery 4 days โ€” betterFortnightly
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 โ€” better16.0
Further details โ€” not scored
Size134 MB115 MB
Age rating4+9+
DeveloperUrbanmetry Sdn BhdJom Belajar Sdn Bhd

In-app purchases

None

Urby

No in-app purchases

1 purchases

Splitwin

One-time1
  • 15 Splitoo$0.99

Questions

Is Urby free?
Urby is free to download, with no in-app purchases.
Is Splitwin free?
Splitwin is free to download, with in-app purchases available.
Do Urby or Splitwin have ads?
Splitwin shows ads; Urby does not.
Which is updated more often, Urby or Splitwin?
Urby ships an update every 4 days, and Splitwin fortnightly. Most recently, Urby was updated on September 25, 2026 and Splitwin on September 30, 2026.

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