Comparison

Gexipay vs Rizoka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gexipay

Manage your finances with this app that offers discounted data purchases, easy utility bill payments, and secure virtual card services for online transactions. It provides a user-friendly interface and robust security measures for a comprehensive financial management experience.

Highlights
  • Purchase data at discounted rates
  • Pay utility bills easily
  • Virtual card services for online payments
  • User-friendly interface
  • Multi-layer security
  • Multiple currency support
Features
Read full description

Gexipay is an innovative and versatile mobile application that offers a comprehensive suite of financial services, catering to various needs of its users. With an intuitive interface and a wide range of functionalities, Gexipay aims to streamline financial transactions, making them more accessible, cost-effective, and secure. Key Features: 1. Purchasing Data at Cheaper Rates: Gexipay allows users to buy mobile data at discounted rates, providing a cost-effective solution for staying connected. By partnering with various telecommunication providers, the app offers competitive rates for purchasing data packages, ensuring users get more value for their money. 2. Utility Bill Payments: The app simplifies the process of paying utility bills. Users can effortlessly settle their electricity, water, gas, internet, and other utility bills through the Gexipay platform. This feature saves time and ensures that payments are made seamlessly, helping users manage their expenses efficiently. 3. Virtual Card Services for Online Payments: Gexipay provides virtual card services that enable secure and convenient online transactions. Users can generate virtual cards linked to their accounts, offering a layer of security for online purchases. These cards can be used for various online transactions, ensuring privacy and security while making payments on different platforms. Additional Features and Security Measures: User-Friendly Interface: Gexipay is designed to be easy to navigate, ensuring a smooth user experience for individuals at all levels of technological familiarity. Multi-layer Security: The app implements robust security measures to protect users' data and transactions, utilizing encryption and other security protocols to safeguard sensitive information. Multiple Currency Support: Gexipay supports transactions in various currencies, catering to a diverse user base and facilitating international transactions. Conclusion: Gexipay is a comprehensive financial app that offers a wide range of services, including purchasing data at discounted rates, simplifying utility bill payments, providing virtual card services for online transactions. Its user-friendly interface, diverse functionalities, and strong security measures make it a one-stop solution for various financial needs, empowering users to manage their finances conveniently and securely.

About

Rizoka

This app simplifies financial transactions and travel bookings for users in Africa. It offers banking services, flight bookings with discounts, gift card trading, and easy bill payments for utilities, airtime, and data. Users can also earn rewards through referrals.

Highlights
  • Banking services (send/receive money)
  • Flight booking (domestic & international)
  • Gift card buying and selling
  • Utility bill payment
  • Prepaid meter electricity recharge
  • Airtime and data purchases with discounts
  • Referral rewards program
Features
Read full description

‎Driving Nigeria and Africa’s Economic Growth through Finance, Innovation and Technology while creating unparalleled values. ‎ ‎Banking Service ‎Create your Rizoka NGN, USD and Euro account to receive, save and spend seamless with friends, family and associates. USD & EURO Account Receive payment globally without hassle—Rizoka’s USD & Euro account makes global transactions simple and smooth. ‎ ‎Flight Booking ‎With Rizoka, you can easily book local and international flights at airline-standard prices, with no hidden fees, great flight deals and exclusive discounts that saves you more. ‎ ‎Gift Cards ‎Buy Gift Cards from top merchants instantly on Rizoka App and convert unused Gift cards to cash in minutes. Rizoka makes every purchase easy, and rewarding. Start from $2. ‎ ‎Bill Payment ‎Take control of your bills with Rizoka—easy payments, no extra fees, zero stress, and total convenience. ‎ ‎Electricity ‎Running out of units? Recharge your prepaid meter in seconds, stay powered, stay in control. ‎ ‎Airtime & Data ‎Top-up Airtime and Data, browse more, talk more and save more only and enjoy up to 2% cashback. ‎ ‎Rewards ‎Earn rewards every time you refer a friend to use Rizoka—just share your Referral link or code and start earning. Don’t wait, invite your friends and family today! ‎ ‎If you require additional information, kindly reach out to our active support team via contact@rizoka.com or call our business concierge +234 (201) 330 6155

Screenshots

Gexipay4 screens
Rizoka4 screens

Verdict

The call

The clearest difference is rating: Rizoka at 4.0 against Gexipay's 3.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rizoka holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 6 and 12 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 4, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Gexipay versus Rizoka: the parameters behind the verdict, then further details
ParameterGexipayRizoka
PriceFreeFree
Rating3.3 (6 ratings)4.0 (12 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings612 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.5 — better
Further details — not scored
Size110 MB118 MB
Age rating17+17+
DeveloperGexipay Global Technology LtdRizoka Technologies Limited

Customer experience

Gexipay

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Rizoka

All ratings12 ratings
Positive66.7%
Neutral16.7%
Negative16.7%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

Gexipay

No in-app purchases

None

Rizoka

No in-app purchases

Questions

Is Gexipay free?
Gexipay is free to download, with no in-app purchases.
Is Rizoka free?
Rizoka is free to download, with no in-app purchases.
Which has better reviews, Gexipay or Rizoka?
Rizoka is rated higher. Gexipay averages 3.3 out of 5 from 6 ratings, while Rizoka averages 4.0 from 12 ratings.
Do Gexipay or Rizoka have ads?
Neither Gexipay nor Rizoka shows ads.
Which is updated more often, Gexipay or Rizoka?
Gexipay ships an update every 2 weeks, and Rizoka every 2 weeks. Most recently, Gexipay was updated on October 4, 2026 and Rizoka on October 5, 2026.

Other comparisons