Livica vs SplitFair

By using the Livica Collective foundation app, you can not only access your data but also perform your own simulations and observe changes in benefits. The app is designed to make pension planning easier and communicate directly with us securely. Active insured individuals have the opportunity to perform simulations to understand the resulting impacts. The following simulations can be directly executed in the app: • Salary changes and their financial consequences • Retirements or partial retirements on the desired date (annuity and/or capital) • Voluntary purchases including tax reduction • Withdrawals for owner-occupied real estate • Exit date on the desired date including benefits Retirees: • Pension certificate • Pension statement (for tax purposes) • Mutation of residence and/or payment address

SplitFair makes shared expenses simple. Create a group, add members and record expenses without registration. Choose who paid and who participated, then let SplitFair calculate a clear settlement plan. FEATURES • Create groups for trips, homes, dinners and events • Add members without requiring them to install the app • Select the payer and participating members • Exclude people from individual expenses • See group spending and payment totals • Calculate clear settlement transfers • Edit or remove expenses with swipe gestures • Archive and restore groups • Share a clean settlement image • English, Turkish and German • Light and dark themes • Local storage by default Your group names, member names and expense information remain on your device. No account, contacts access, location permission or banking connection is required. The first two groups are free. Creating additional groups requires watching a rewarded advertisement.