SSV SmartPay Personal vs MoneySuite Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SSV SmartPay Personal
This app facilitates quick, secure, and free money transfers within the UK. It allows users to send and receive payments for various purposes, including shopping, rent, and splitting bills, directly from their bank apps. It also supports in-store payments via QR codes at participating retailers.
- Send and receive money
- Split bills and pay rent
- Instant bank transfers
- Pay in-store with QR codes
- Works with major UK banks
- Add personal notes to payments
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SSV SmartPay - The fast, safe, and free way to pay and get paid in the UK. SEND AND RECEIVE MONEY Send and receive money for everything from shopping to splitting dinner or paying rent. Add a personal note to each payment and share it instantly with friends and family. THE EASIEST WAY TO PAY SSV SmartPay works with all major UK Bank Apps, so you don’t need to enter Account Numbers or Sort Codes or worry about using the same bank. Simply tap your friend's name and pay! PAY WITH SSV SMARTPAY AND SUPPORT LOCAL BUSINESSES You can also pay in-store at thousands of UK retailers that accept SSV SmartPay Instant Bank Pay. Scan the SSV SmartPay QR code, pay from your bank app, and go! This convenient payment experience saves you time and helps local businesses save on expensive card processing fees. PAY SECURELY WITH SSV SMARTPAY SSV SmartPay triggers an instant bank transfer between your UK Bank App and your recipient's UK Bank App. The payment is processed instantly (or max up to 2 hrs) and securely by your bank, just like any other bank transfer. The recipient receives funds instantly with zero hassle. Download the free SSV SmartPay app today and make paying friends, family, and businesses easy! You can also learn more by visiting [www.ssvsmartpay.co]
MoneySuite Pro
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MoneySuite – Collect, Pay and Grow Anywhere
Screenshots
Verdict
The clearest difference is iOS requirement: MoneySuite Pro at 13.0 against SSV SmartPay Personal's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SSV SmartPay Personal ships an update every 6 weeks, MoneySuite Pro every 4 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | SSV SmartPay Personal | MoneySuite Pro |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 6 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 60 MB | 36 MB |
| Age rating | 17+ | 4+ |
| Developer | SSV SMARTPAY Limited | MoneySuite LTD |
In-app purchases
SSV SmartPay Personal
No in-app purchases
MoneySuite Pro
No in-app purchases
Questions
Is SSV SmartPay Personal free?
Is MoneySuite Pro free?
Do SSV SmartPay Personal or MoneySuite Pro have ads?
Which is updated more often, SSV SmartPay Personal or MoneySuite Pro?
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