SSV SmartPay Personal vs SharePay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SSV SmartPay Personal
This app facilitates quick, secure, and free money transfers within the UK. It allows users to send and receive payments for various purposes, including shopping, rent, and splitting bills, directly from their bank apps. It also supports in-store payments via QR codes at participating retailers.
- Send and receive money
- Split bills and pay rent
- Instant bank transfers
- Pay in-store with QR codes
- Works with major UK banks
- Add personal notes to payments
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SSV SmartPay - The fast, safe, and free way to pay and get paid in the UK. SEND AND RECEIVE MONEY Send and receive money for everything from shopping to splitting dinner or paying rent. Add a personal note to each payment and share it instantly with friends and family. THE EASIEST WAY TO PAY SSV SmartPay works with all major UK Bank Apps, so you donβt need to enter Account Numbers or Sort Codes or worry about using the same bank. Simply tap your friend's name and pay! PAY WITH SSV SMARTPAY AND SUPPORT LOCAL BUSINESSES You can also pay in-store at thousands of UK retailers that accept SSV SmartPay Instant Bank Pay. Scan the SSV SmartPay QR code, pay from your bank app, and go! This convenient payment experience saves you time and helps local businesses save on expensive card processing fees. PAY SECURELY WITH SSV SMARTPAY SSV SmartPay triggers an instant bank transfer between your UK Bank App and your recipient's UK Bank App. The payment is processed instantly (or max up to 2 hrs) and securely by your bank, just like any other bank transfer. The recipient receives funds instantly with zero hassle. Download the free SSV SmartPay app today and make paying friends, family, and businesses easy! You can also learn more by visiting [www.ssvsmartpay.co]
SharePay
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SharePay is the UKβs goβto app for effortlessly splitting group payments. Whether you're coordinating a dinner, planning a group gift, booking tickets, or organising a shared trip, SharePay takes the friction out of collecting money. No one person pays, everyone contributes via a secure link no cash, no chasing, no confusion.
Screenshots
Verdict
SSV SmartPay Personal and SharePay are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SSV SmartPay Personal ships an update every 6 weeks, SharePay monthly. The most recent releases landed on October 12, 2026 and October 2, 2026 respectively.
| Parameter | SSV SmartPay Personal | SharePay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 6 weeks | Monthly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.6 | 15.5 β better |
| Further details β not scored | ||
| Size | 60 MB | 78 MB |
| Age rating | 17+ | 17+ |
| Developer | SSV SMARTPAY Limited | Sharepay ltd |
In-app purchases
SSV SmartPay Personal
No in-app purchases
SharePay
No in-app purchases
Questions
Is SSV SmartPay Personal free?
Is SharePay free?
Do SSV SmartPay Personal or SharePay have ads?
Which is updated more often, SSV SmartPay Personal or SharePay?
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