iSpend vs Simple Bill Organizer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpend
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iSpend-CBT is a simple expense tracker. Before spending money, open the app and describe the purchase as either necessary or discretionary. Your expense will be recorded. At a glance, you can see your spending habits. You can set budgets and export your spending history as a spreadsheet.
Simple Bill Organizer
This app provides a simple and stress-free way to manage your finances. It organizes bills, expenses, and paychecks into a clear timeline, offering a predictable view of your money. Track spending, plan for the future, and gain clarity without complexity.
- Organize bills and expenses
- Track income and spending
- View upcoming expenses
- Calculate safe spending balance
- Share budgets with others
- Track credit card spending
- Financial analytics
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A simple cashflow budgeting app that shows you how much you can safely spend. Instead of starting over every month, Taproot gives you a clear timeline of your income, bills, subscriptions, and planned spending. See what’s coming, understand what needs to be covered, and know what money is truly available. No complicated categories. No mental math. No guesswork. Just a clear picture of your money. KNOW WHAT YOU CAN SAFELY SPEND Taproot looks ahead at your upcoming bills and income to calculate your Safe Balance: the amount of money you need to keep available to cover what's coming up. Everything above that is Extra Money you can decide to spend, save, or invest. SET IT UP ONCE Add your recurring income, bills, transfers, and planned spending. Tell Taproot when and how often they happen, and your financial timeline stays up to date. BUDGET TOGETHER Share a budget with a partner, roommate, or anyone else managing money with you. Keep your finances organized without having to piece everything together. Or keep your budget private. TRACK CREDIT CARD SPENDING Account for spending and bills that you typically pay with a credit card and see how it impacts your overall cashflow. UNDERSTAND YOUR MONEY Use analytics to see where your money goes, forecast your future cashflow, and understand how your spending changes over time. BUILT FOR CLARITY Taproot is designed to make budgeting feel less like a chore. No ads. No complicated budgeting system. Just a better way to understand what money is available and what you can safely spend. SUBSCRIPTION DETAILS We built Taproot to help you take control of your money and bring more clarity to your financial life. For that reason, we will never interrupt your experience with ads. Taproot is free to try for 7 days. After your trial period, a subscription fee will be billed either monthly or annually, depending on which plan you select. Learn more at https://www.taprootbudgeting.com Privacy Policy: https://www.taprootbudgeting.com/support/privacy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: iSpend at none against Simple Bill Organizer's 5. iSpend also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Bill Organizer sells 5 in-app purchases, starting at $4.99 per month. iSpend asks for nothing beyond the download.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 11, 2026 and September 17, 2026 respectively.
| Parameter | iSpend | Simple Bill Organizer |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.2 (32 ratings) — better |
| Positive reviews | — | 62.5% of reviews |
| Number of ratings | — | 32 — better |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Subscription |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 4 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Spencer Marks | Josiah Kay |
Bugs and requests
iSpend
Not enough reviews yet to summarise bugs or requests.
Simple Bill Organizer
Reported bugs
3 issues- Unable to save or keep currency in USD
- Opens to a black screen
- White screen after creating an account
Requested features
2 requests- Ability to save currency in USD while living abroad
- More sign-in options
In-app purchases
iSpend
No in-app purchases
Simple Bill Organizer
- All Access$4.991 Month
- All Access1 Month trial$4.991 Month
- All Access7 Days trial$44.991 Year
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- All Access1 Month trial$44.991 Year
- All Access$134.99









