Comparison

明白记账 vs Tangiboss

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

★ 5.01 ratingsView app →

About

明白记账

Features

Read full description

与竞品的区别： 1.市面上的记账应用收支记账做得花里胡哨，但是资产记录功能相对不足。 2.明白记账在注重收支记录的同时还异常强调帮助用户做好资产的记录和分析。收支记录功能收支流水、收支日历、收支趋势、收支分布资产记录功能：资产记录、定期理财自动计算、股票基金自动更新净值、按揭贷款自动计算、资产分布、资产趋势、资产负责健康分析等预算设置功能：添加收支预算、根据资产负债自动生产资产负债的收支预算等自动记账：单次自动记录、每月自动记录、收支自动记录联动资产的自动记录

About

Tangiboss

Manage your personal wealth with a balance-based system that simplifies asset tracking. Visualize your financial portfolio, set goals, and gain insights with professional data analysis. Enjoy secure, ad-free, and multi-device synchronized management.

Highlights

Balance-based asset tracking
Support for stocks, funds, and forex
Real-time currency conversion
Customizable asset allocation
Data visualization (charts, trends)
Financial goal setting
Professional financial data analysis

Features

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【个人资产管理助手】 Tangiboss是一款专注于个人资产可视化的工具，帮助你轻松管理自己的财富全貌。我们使用和传统记账软件支出式不同的余额式（存款式）记录方法，帮助您减轻记录的负担，增加资产记录的准确性、专注性以及高效性。【核心功能】 ·支持添加股票（A股、港股、美股）、基金（场内场外等）、外汇等多种金融产品 ·实时汇率双向自动换算，轻松管理多币种资产 ·支持刷新部分资产价格，随时掌握最新市值 -一键刷新最新价格 ·高度自定义资产配置，助你平衡风险与收益 ·直观的数据可视化 -资产分布饼图，一目了然的配置比例 -历史净值走势，清晰展现财富增长 -所有资产支持单独追踪历史变动 -智能资产预测，助你规划未来 ·便捷的快照功能 ·设定个人财富目标 -自动追踪完成度，高度自定义 -多种目标达成方式可选择 ·专业化数据面板 -金融学专业数据分析，如资产负债率，流动性比率 ·极致的隐私保护 -隐私数据完全加密 ·多设备云端自动同步 ·对于资产交易（加减仓）的记录和成本计算【特色优势】简洁高效告别繁琐的明细记账余额制记账，告别购买早餐都要记录的烦恼智能数据同步，多设备无缝切换专业可靠实时金融数据对接专业的投资记录工具安全私密多重安全保障机制无广告，无骚扰【联系我们】如果您在使用过程中遇到任何问题，或者有任何建议，欢迎通过以下方式联系我们：应用内反馈（第一次提交反馈将按情况获赠会员权益）官方邮箱：contact@tangiboss.com 您的每一个建议都将帮助我们做得更好！我们承诺在三天内通过邮箱回复任何和软件功能相关的反馈，并且及时做出有用的修改。

Screenshots

明白记账4 screens

Tangiboss4 screens

Verdict

The call

The clearest difference is price: Tangiboss at Free against 明白记账's $1.99. Tangiboss also leads on review sentiment (100% vs 75%) and iOS requirement (12.0 vs 17.0). 明白记账's advantage is in-app purchases (none vs 4). On update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Tangiboss is free to download; 明白记账 costs $1.99 up front. Tangiboss sells 4 one-off in-app purchases. 明白记账 asks for nothing beyond the download.

UpkeepUpdate frequency

明白记账 ships an update every 6 days, Tangiboss every 2 weeks. The most recent releases landed on October 27, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level

明白记账 versus Tangiboss: the parameters behind the verdict, then further details
Parameter	明白记账	Tangiboss
Price	$1.99	Free — better
Rating	—	5.0 (1 ratings) — better
Positive reviews	75.0% of reviews	100.0% of reviews — better
Number of ratings	—	1 — better
Update frequency	Every 6 days — better	Every 2 weeks
Ads	No	No
In-app purchases	No — better	Yes
Monetization	—	Free
Devices	iPhone	iPhone, iPod — better
Requires iOS	17.0	12.0 — better
Further details — not scored
Size	15 MB	57 MB
Age rating	4+	4+
Developer	炜炜陆	Ningbo Tanji Technology Co., Ltd.

Customer experience

明白记账

Written reviews16 reviews

Positive75.0%

Neutral12.5%

Negative12.5%

Tangiboss

All ratings1 ratings

Positive100.0%

Neutral0.0%

Negative0.0%

Written reviews1 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

In-app purchases

None

明白记账

No in-app purchases

4 purchases

Tangiboss

One-time4

月度会员$1.99
季度会员$3.99
年度会员$12.99

Show 1 more

永久会员$14.99

Questions

Is 明白记账 free?

明白记账 costs $1.99, with no in-app purchases.

Is Tangiboss free?

Tangiboss is free to download, with in-app purchases available.

Do 明白记账 or Tangiboss have ads?

Neither 明白记账 nor Tangiboss shows ads.

Which is updated more often, 明白记账 or Tangiboss?

明白记账 ships an update every 6 days, and Tangiboss every 2 weeks. Most recently, 明白记账 was updated on October 27, 2026 and Tangiboss on October 11, 2026.