Comparison

YUBIT vs Pay.Cool+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YUBIT

Trade cryptocurrencies with confidence using a platform that offers futures and spot trading. Learn from experts by copying their strategies or build your own. Securely manage your assets with advanced protection measures and access 24/7 customer support.

Highlights
  • Futures trading with flexible contracts
  • Spot trading for major cryptocurrencies
  • Copy trading from professional traders
  • Support for a wide range of crypto assets
  • Advanced security measures for asset protection
  • 24/7 multilingual customer support
Features
Read full description

Welcome to YUBIT — The Premier Exchange for Crypto, Gold & Stocks Access global markets from a single account. Whether you're new to trading or an experienced trader, YUBIT brings together powerful trading tools, deep liquidity, and a seamless trading experience across mobile and web. Trade Crypto & TradFi Access a wide range of crypto and traditional financial markets, all on YUBIT. Futures Trading Trade USDT- and Coin-Margined Futures across a wide range of cryptocurrencies. Go long or short, manage leverage, set TP/SL and access advanced tools built for active traders. TradFi CFD Trading Trade global markets including Gold, Stocks, Forex, Oil, Indices and more directly from YUBIT. Access traditional markets alongside Crypto without switching between multiple platforms. Spot Trading Buy and sell popular cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL), Dogecoin (DOGE) and more through YUBIT's fast and intuitive Spot market. Copy Trading Discover experienced traders and automatically copy their trades in real time. Browse trader performance, choose who you want to follow and manage your Copy Trading activity directly from the app. One Platform. Every Market. YUBIT brings Crypto and traditional markets together in one trading platform. Access: - Crypto - Gold & Precious Metals - Stocks - Forex - Indices - Oil & Commodities Move between markets easily and manage your trading from one YUBIT account. Built for Traders YUBIT provides a fast and intuitive trading experience with tools designed for both new and experienced traders. Access real-time market data, advanced charts, flexible order types, Take Profit and Stop Loss tools, price alerts and more — wherever you trade. Security & Transparency Protecting user assets is a core priority at YUBIT. YUBIT combines multiple layers of security and transparency, including: - Secure cold storage with offline multi-signature wallets - User assets backed 1:1 with Proof of Reserves - 500 BTC Protection Fund - 20,000 ETH Protection Fund - Regular Proof of Reserves verification Easy Deposits & Withdrawals Deposit supported cryptocurrencies directly to your YUBIT account using your deposit address or QR code. Manage your assets and transfers conveniently from within the app. Trade Anytime, Anywhere Access YUBIT across mobile and web and stay connected to the markets wherever you are. Trade Crypto, Gold, Stocks, Forex and more — all from one platform. 24/7 Customer Support Need help? YUBIT's multilingual customer support team is available 24/7 to assist with account and trading-related questions. For any inquiries, contact us at bd@yubit.com — we’re always here to help. Download YUBIT and start exploring global markets today.

About

Pay.Cool+

This platform allows users to earn crypto rewards by shopping with participating merchants. Members can receive tokens that may cover their spending or offer additional earnings.

Highlights
  • Web3 platform and wallet
  • Consumer-merchant model
  • Earn crypto token rewards
  • Free membership
  • Shop with enabled merchants
Features
Read full description

Web3 platform built on top of high-performance blockchain (FAB), Pay.Cool features with comsumerchant model. Pay.Cool is built with a brand new business model, consumers join Pay.Cool as members for free, shop from Pay.Cool enabled merchants and pay with Pay.Cool, will get rewards of crypto tokens, those tokens give the consumer a chance to earn back the spending of the shopping or even more.

Screenshots

YUBIT4 screens
Pay.Cool+4 screens

Verdict

The call

The clearest difference is review sentiment: Pay.Cool+ at 100% against YUBIT's 35%. Pay.Cool+ also leads on rating (5.0 vs 4.7). YUBIT's advantage is ratings volume (209 vs 14). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay.Cool+ holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: YUBIT has 209 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 35% of YUBIT's written reviews are positive against 100% of Pay.Cool+'s.

UpkeepUpdate frequency

YUBIT ships an update every 10 days, Pay.Cool+ weekly. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 7 level
YUBIT versus Pay.Cool+: the parameters behind the verdict, then further details
ParameterYUBITPay.Cool+
PriceFreeFree
Rating4.7 (209 ratings)5.0 (14 ratings) — better
Positive reviews35.3% of reviews100.0% of reviews — better
Number of ratings209 — better14
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012 — better
Further details — not scored
Size231 MB71 MB
Age rating4+17+
DeveloperSAFETRADING LTDExchangily LLC

Customer experience

YUBIT

All ratings209 ratings
Positive94.3%
Neutral1.0%
Negative4.8%
Written reviews17 reviews
Positive35.3%
Neutral0.0%
Negative64.7%

Pay.Cool+

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

YUBIT

No in-app purchases

None

Pay.Cool+

No in-app purchases

Questions

Is YUBIT free?
YUBIT is free to download, with no in-app purchases.
Is Pay.Cool+ free?
Pay.Cool+ is free to download, with no in-app purchases.
Which has better reviews, YUBIT or Pay.Cool+?
Pay.Cool+ is rated higher. YUBIT averages 4.7 out of 5 from 209 ratings, while Pay.Cool+ averages 5.0 from 14 ratings.
Do YUBIT or Pay.Cool+ have ads?
Neither YUBIT nor Pay.Cool+ shows ads.
Which is updated more often, YUBIT or Pay.Cool+?
YUBIT ships an update every 10 days, and Pay.Cool+ weekly. Most recently, YUBIT was updated on October 19, 2026 and Pay.Cool+ on October 10, 2026.

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