Comparison

Susu vs SUSU Circles

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Susu

This app helps groups of friends and family manage and track shared savings circles. Participants contribute regularly, and one member receives the full collected amount in turn until everyone has had a turn. It digitizes a traditional wealth-building practice.

Highlights
  • Create savings circles
  • Manage contributions
  • Track payments
  • Digitize traditional savings
  • Group wealth building
Features
Read full description

A Sou sou is a popular savings practice that facilitates family and friends to build wealth together. A group of people contributes a specific sum of money monthly, bi-weekly, or weekly for a definite period. One group member collects the full amount every time until every member gets their turn to contribute. Everyone has an equal contribution and gets the entire lump sum amount once. The app allow users to create, manage and track Sou sou activities.

About

SUSU Circles

This app facilitates community-based savings and crowdfunding. It allows users to create or join group savings circles where members contribute and one receives the full amount each cycle, or to crowdfund important life events with loved ones.

Highlights
  • Group savings circles
  • Crowdfunding for life events
  • Real-time contribution tracking
  • Secure payments via Stripe
  • Bank-level encryption
  • QR code sharing
Features
Read full description

SUSU is the modern way to save money and support your community. Two powerful features in one app: SUSU CIRCLES - Group Savings Based on the centuries-old tradition known worldwide as Susu, Tanda, Stokvel, Chit Fund, Hui, Kye, Paluwagan, and more. Whether you call it Susu (Ghana, Nigeria, Liberia), Tanda (Mexico), Stokvel (South Africa), Chit Fund (India), Hui (China), Kye (Korea), Paluwagan (Philippines), Equb (Ethiopia), Hagbad (Somalia), Arisan (Indonesia), Njangi (Cameroon), or Partner (Jamaica) - it's the same trusted system your community has used for generations. HOW CIRCLES WORK: * Create or join a savings circle with friends, family, or coworkers * Everyone contributes the same amount each cycle * One member receives the full pot each round * Or choose to cash out together at the end! FAMILY FUND - Crowdfunding Crowdfund life's most important moments with the people who matter most. PERFECT FOR: * Weddings & engagement parties * Funerals & memorial funds * Baby showers & graduations * Medical expenses & emergencies * Education funds * Community relief efforts HOW IT WORKS: * Create a fund in under 2 minutes * Share your beautiful fund page or QR code * Track contributions in real-time * Withdraw to your bank instantly WHY SUSU? * No bank fees or interest charges * Build savings discipline with your community * Trusted by cultures worldwide for generations * QR codes for easy sharing * Real-time tracking * Secure payments powered by Stripe * Bank-level encryption A GLOBAL TRADITION From Accra to Atlanta, Lagos to London, Manila to Minneapolis - SUSU connects communities worldwide. Join the millions who trust community-based savings. You might know Susu by another name in your community: Susu, sou-sou, su-su, osusu, asusu, esusu, isusu, èsúsú, Rotating Savings and Credit Association, ROSCA, tanda, tandas, hui, ajo, chama, tontine, stokvel, ekub, equb, ikub, hagbad, ayuuto, chilemba, njangi, ujangi, jangi, upato, adashi, adasse, ikilemba, likelemba, pardna, partner, partnerhand, pawdna, cundina, pandero, consorcio, san, sòl, min, box hand, throw a box, boxi money, cuchubál, pasanacu, junta, chit fund, chitty, committee, kameti, arisan, paluwagan, kye, gye, kutu, kootu, tanomoshiko, mujin, hội, hụi, dhikuti, dhukuti, gameya, jam'iyah, gün, dart, menage, menodge, roata, money pool, savings circle, lending circle, mutual aid, informal savings, community banking, merry-go-round, asue, meeting-turn, kistuna, bisi, vishi, djanggi, dhanda, pool, cycle, sheet, kasmonie, cadena, samity, main, seettuva, xitique, sanduq, lawm sum, turnohan, chaer, pia huey, len chaer, crowdfunding, family fund, rotating savings Download SUSU today!

Screenshots

Susu4 screens
SUSU Circles4 screens

Verdict

The call

The clearest difference is rating: SUSU Circles at 5.0 against Susu's 2.6. SUSU Circles also leads on update cadence (every 4 days vs every 6 weeks). Susu's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SUSU Circles holds the better App Store score, 5.0 against 2.6. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

UpkeepUpdate frequency

Susu ships an update every 6 weeks, SUSU Circles every 4 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Susu versus SUSU Circles: the parameters behind the verdict, then further details
ParameterSusuSUSU Circles
PriceFreeFree
Rating2.6 (5 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings5 — better2
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size66 MB116 MB
Age rating17+4+
DeveloperSusuApp LLCNowLanguage LLC

Customer experience

Susu

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

SUSU Circles

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Susu

No in-app purchases

None

SUSU Circles

No in-app purchases

Questions

Is Susu free?
Susu is free to download, with no in-app purchases.
Is SUSU Circles free?
SUSU Circles is free to download, with no in-app purchases.
Which has better reviews, Susu or SUSU Circles?
SUSU Circles is rated higher. Susu averages 2.6 out of 5 from 5 ratings, while SUSU Circles averages 5.0 from 2 ratings.
Do Susu or SUSU Circles have ads?
Neither Susu nor SUSU Circles shows ads.
Which is updated more often, Susu or SUSU Circles?
Susu ships an update every 6 weeks, and SUSU Circles every 4 days. Most recently, Susu was updated on November 4, 2026 and SUSU Circles on October 31, 2026.

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