Comparison

TicPay 2 vs Daret

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TicPay 2

Features
Read full description

TicPay est une solution de paiement simplifiée qui utilise la technologie Qr-Code qui élimine l'utilisation des solutions tickets en papier et la remplace avec des tickets électronique en assurant la sécurité et la fiabilité de cette dernière.

About

Daret

This app modernizes traditional group savings circles, allowing families and friends to save money together securely and transparently. It simplifies contribution tracking and payment reminders for a stress-free collective finance experience.

Highlights
  • Create and manage collective savings circles
  • Invite members and track contributions
  • Automated reminders for payments
  • Secure login with biometric options
  • Transparent history of participation
  • Customizable user profiles
Features
Read full description

Daret is the modern digital version of traditional Moroccan and African savings circles (ROSCA/tontine). With Daret, families, friends, and communities can easily save money together in a secure and transparent way. No more confusion about contributions or missed payments—Daret makes group finance simple, smart, and trustworthy. Features: • Create and manage collective savings circles • Invite members and track contributions in real time • Receive automated reminders for upcoming turns • Secure login with email OTP, password, and Face ID/biometric options • Customize your profile with name, phone, birthdate, and photo (optional) • Transparent history of participation and payouts Why Daret? • Tradition meets technology: the familiar tontine experience, upgraded • Designed for families, friends, coworkers, and diaspora communities • Secure and reliable: powered by modern fintech standards • Community-first: build trust while reaching your goals together Whether you are saving for a wedding, a trip, or a future project, Daret helps you coordinate group contributions and stay on track—without stress. Download Daret today and start saving differently.

Screenshots

TicPay 24 screens
Daret3 screens

Verdict

The call

TicPay 2 and Daret are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
TicPay 2 versus Daret: the parameters behind the verdict, then further details
ParameterTicPay 2Daret
PriceFreeFree
Rating—4.5 (2 ratings) — better
Positive reviews—87.5% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size30 MB60 MB
Age rating17+17+
DeveloperCIRES TECHNOLOGIESAtlas Global

In-app purchases

None

TicPay 2

No in-app purchases

None

Daret

No in-app purchases

Questions

Is TicPay 2 free?
TicPay 2 is free to download, with no in-app purchases.
Is Daret free?
Daret is free to download, with no in-app purchases.
Do TicPay 2 or Daret have ads?
Neither TicPay 2 nor Daret shows ads.

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