Comparison

SpendFit Expense Tracker vs Smart Finances

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SpendFit Expense Tracker

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SpendFit shows you where your money goes and helps you spend less on the things that do not matter. Log an expense in a few taps, sort it into a category, and let the Overview do the rest. WHAT YOU GET β€’ Overview: a dashboard with what you spent this month, your top categories, spending trends, and the recurring bills coming up next. β€’ Categories that mean something: mark each one as Fixed or Variable and as Essential or Non-essential, then see at a glance how much of your spending is a need and how much is a want. β€’ Fast logging: amount, category, date, done. No forms, no friction. β€’ Charts that answer questions: monthly totals, averages, breakdowns by category and by type, so patterns stand out instead of hiding in a list. β€’ Sync everywhere: your data is stored securely in the cloud and stays in sync across all your devices. β€’ Sign in with Apple or Google in one tap. No new password to remember. FREE, WITH NO LIMITS Unlimited categories, unlimited expenses, unlimited devices. The free version is the full app, not a trial. PREMIUM: RECURRING EXPENSES Rent, utilities, streaming subscriptions, the gym: set them up once as Recurring Expenses and SpendFit logs each bill on its day, automatically. Pick any schedule, daily to yearly, and optionally backfill the bills you have already been paying. Your Overview shows what is coming up next, so month-end never surprises you. WHY SPENDFIT Most trackers tell you what you spent. SpendFit tells you what you could stop spending. The Fixed/Variable and Essential/Non-essential split turns a pile of transactions into a clear picture of where there is room to save. Download SpendFit and find out where your money goes. Privacy Policy: https://www.iubenda.com/privacy-policy/11095808 Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Website: https://spendfitapp.com

About

Smart Finances

Features
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Finanzas OK: Manage your finances like a pro. Do you want to save more and live without financial stress? Finanzas OK makes it easy for you: * Multiple accounts: Manage all your accounts in one place. * Flexible categorization: Create your own categories and subcategories. * Custom charts: Visualize your data in the way that suits you best. * Minimalist design: A simple and elegant interface for an optimal user experience. * Download Finanzas OK and simplify your financial life.

Screenshots

SpendFit Expense Tracker4 screens
Smart Finances4 screens

Verdict

The call

The clearest difference is update cadence: Smart Finances at weekly against SpendFit Expense Tracker's monthly. Smart Finances also leads on iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SpendFit Expense Tracker sells 4 in-app purchases, starting at $2.49 per month and Smart Finances sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendFit Expense Tracker ships an update monthly, Smart Finances weekly. The most recent releases landed on October 7, 2026 and October 18, 2026 respectively.

Scorecard2 real differences Β· 4 level
SpendFit Expense Tracker versus Smart Finances: the parameters behind the verdict, then further details
ParameterSpendFit Expense TrackerSmart Finances
PriceFreeFree
Update frequencyMonthlyWeekly β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.015.1 β€” better
Further details β€” not scored
Size40 MB52 MB
Age rating4+4+
DeveloperJuan GonzΓ‘lezAlex Rodriguez

In-app purchases

4 purchases

SpendFit Expense Tracker

Subscriptions4
  • Monthly subscription$2.491 Month
  • Monthly subscription$4.991 Month
  • Annual subscription$19.991 Year
Show 1 more
  • Annual subscription$39.991 Year
4 purchases

Smart Finances

One-time4
  • A Lollipop$0.99
  • A Chocolate Bar$1.99
  • A Cup of Coffee$2.99
Show 1 more
  • A Burger Meal$5.99

Questions

Is SpendFit Expense Tracker free?
SpendFit Expense Tracker is free to download, with in-app purchases available.
Is Smart Finances free?
Smart Finances is free to download, with in-app purchases available.
Do SpendFit Expense Tracker or Smart Finances have ads?
Neither SpendFit Expense Tracker nor Smart Finances shows ads.
Which is updated more often, SpendFit Expense Tracker or Smart Finances?
SpendFit Expense Tracker ships an update monthly, and Smart Finances weekly. Most recently, SpendFit Expense Tracker was updated on October 7, 2026 and Smart Finances on October 18, 2026.

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