Comparison

Morpheus Lending vs Cash Pilot

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Morpheus Lending

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A digital only mortgage lender that provides a secure and paper-free process for enhanced customer outcomes. Morpheus Lending’s digital platform allows a secure and efficient way to share information between all key parties to a mortgage transaction. We leverage market leading technology to create an encrypted and simple way to fulfil your financial outcomes, all backed by a team of highly experienced professionals. The UK’s first digital only bridging company, changing the way customers access bridging loans in the market for the better.

About

Cash Pilot

This finance app helps businesses and sole traders understand their real cash position by accounting for taxes, expenses, and withdrawals. It provides real-time cash flow monitoring and estimates GST collected and paid, offering a clear 'Safe to Spend' balance.

Highlights
  • Track income and expenses
  • Monitor real-time cash flow
  • Estimate GST collected and paid
  • Understand tax position
  • View Safe to Spend balance
Features
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Cash Pilot is designed for companies and sole traders who want clear control over their real cash position. Cash Pilot helps you understand how much money is actually safe to spend after accounting for GST, tax, expenses, and withdrawals. With Cash Pilot, you can: - Scan receipts and invoices β€” snap a photo and Cash Pilot reads the amount, GST and date for you - Add entries by voice β€” just say "Spent $245 at Bunnings" and Cash Pilot logs it - Track income and expenses - Monitor cash flow in real time - Estimate GST collected and paid - Understand your tax position - View your Safe to Spend balance - Generate reports, including a Withdrawal report and this or previous financial-year summaries Subscription Information: - Cash Pilot requires a subscription to access all features. - A 3-day free trial is available for new users. A valid payment method is required to start the trial. After the trial ends, the subscription will automatically renew unless cancelled at least 24 hours before the end of the trial period. - Subscription pricing and duration are displayed within the app. Users can manage or cancel subscriptions through App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Morpheus Lending4 screens
Cash Pilot4 screens

Verdict

The call

The clearest difference is in-app purchases: Morpheus Lending at none against Cash Pilot's 3. Cash Pilot's advantage is update cadence (every 3 weeks vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Cash Pilot sells 3 in-app purchases, starting at $3.99 per 7 days. Morpheus Lending asks for nothing beyond the download.

UpkeepUpdate frequency

Morpheus Lending ships an update every 5 months, Cash Pilot every 3 weeks. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Β· 6 level
Morpheus Lending versus Cash Pilot: the parameters behind the verdict, then further details
ParameterMorpheus LendingCash Pilot
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 5 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Subscription
DevicesiPhoneiPhone, iPod β€” better
Requires iOS16.615.0 β€” better
Further details β€” not scored
Size51 MB103 MB
Age rating4+4+
DeveloperMorpheus Lending LimitedCash Pilot

In-app purchases

None

Morpheus Lending

No in-app purchases

3 purchases

Cash Pilot

Subscriptions3
  • Weekly Subscription3 Days trial$3.997 Days
  • Monthly Subscription$14.991 Month
  • Yearly Subscription$149.991 Year

Questions

Is Morpheus Lending free?
Morpheus Lending is free to download, with no in-app purchases.
Is Cash Pilot free?
Cash Pilot is free to download, with in-app purchases available.
Do Morpheus Lending or Cash Pilot have ads?
Neither Morpheus Lending nor Cash Pilot shows ads.
Which is updated more often, Morpheus Lending or Cash Pilot?
Morpheus Lending ships an update every 5 months, and Cash Pilot every 3 weeks. Most recently, Morpheus Lending was updated on October 12, 2026 and Cash Pilot on October 25, 2026.

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