Comparison

S Pay Merchant vs Splitsease

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

S Pay Merchant

Features
Read full description

If you own a business and deal in financial services? We have an application for you to help your customers in paying out the money either through wallet to wallet or cash payment. Which will help in generating more income for your business. Download the app, upload your documents, get approved, and start selling

About

Splitsease

Read full description

Splitsease is the simplest way to share group expenses, split bills, track who owes whom, remind and settle up effortlessly. No messy notes, forgotten debts or complicated spreadsheets. 100% transparent expense sharing. Zero awkwardness. Manage finances for everything, from trips to household bills and events. Splitsease takes away the stress of money admin so you can focus on your most important relationships. Perfect for any group, any time: - Flatmates and Housemates: Seamlessly split rent, utilities and grocery bills - Group trips and travel: Offline support for expenses; 170+ currencies covered - Couples, relationships, situationships: Transparently manage shared relationship costs - Events and parties: Restaurant checks, bar tabs, event expenses… split quickly and easily - Lone wolf: Track expenses for yourself Key features to keep you organised: - Effortless expense entry and tracking - Quick add: Log a new expense in seconds - AI-scanned receipts: Just take a picture and let AI enter the details - Offline support: Add expenses whenever, we’ll sync them up once you’re back online Simplified debts - Minimum transactions: We calculate balances so there are fewest payments needed to make everyone even - Flexible splits: Split expenses equally, unequally, by percentages or by shares. Multiple payees are supported too! - Currency conversion (Pro) Unlimited connections and groups - Connect with your contacts - Make multiple groups for trips, household, events and more Financial clarity and insights - Automatic expense categorisation: Expenses you add are automatically categorised - Group balances: Quickly view, remind and settle outstanding debts - Insights (Pro): Total spending, breakdown by member, breakdown by categories Easy imports and exports - Import data from Splitwise - Export data (Pro) as csv Why choose Splitsease? Splitsease is the only app you need for expense sharing, bill splitting and debt tracking. From trip planning to roommate bills, we’re here to bring back the joy of sharing by making group expenses simpler and fun to manage. We give you a friendly, intuitive interface combined with powerful financial tools designed to make money admin easy. Share the love… Go Splitsease!

Screenshots

S Pay Merchant4 screens
Splitsease4 screens

Verdict

The call

The clearest difference is in-app purchases: S Pay Merchant at none against Splitsease's 2. S Pay Merchant also leads on iOS requirement (13.0 vs 15.6). Splitsease's advantage is update cadence (daily vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitsease sells 2 in-app purchases, starting at $3.99 per month. S Pay Merchant asks for nothing beyond the download.

UpkeepUpdate frequency

S Pay Merchant ships an update every 2 months, Splitsease daily. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard3 real differences Β· 3 level
S Pay Merchant versus Splitsease: the parameters behind the verdict, then further details
ParameterS Pay MerchantSplitsease
PriceFreeFree
Update frequencyEvery 2 monthsDaily β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.0 β€” better15.6
Further details β€” not scored
Size30 MB63 MB
Age rating17+9+
DeveloperSuperSoniczPayYarncat LTD

In-app purchases

None

S Pay Merchant

No in-app purchases

2 purchases

Splitsease

Subscriptions2
  • Unleashed Monthly$3.991 Month
  • Unleashed Annual$29.991 Year

Questions

Is S Pay Merchant free?
S Pay Merchant is free to download, with no in-app purchases.
Is Splitsease free?
Splitsease is free to download, with in-app purchases available.
Do S Pay Merchant or Splitsease have ads?
Neither S Pay Merchant nor Splitsease shows ads.
Which is updated more often, S Pay Merchant or Splitsease?
S Pay Merchant ships an update every 2 months, and Splitsease daily. Most recently, S Pay Merchant was updated on October 13, 2026 and Splitsease on October 4, 2026.

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