S Pay Merchant vs SISCO Mbanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S Pay Merchant
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If you own a business and deal in financial services? We have an application for you to help your customers in paying out the money either through wallet to wallet or cash payment. Which will help in generating more income for your business. Download the app, upload your documents, get approved, and start selling
SISCO Mbanking
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SISCO MBanking is Sikkim State Cooperative Bank’s official Mobile Banking app that offers banking services. SISCO MBanking is used for initiating Financial Transactions through Payment modes like RTGS, NEFT and IMPS. You can view the account statements on the go at your convenience, even while at work or commuting. Checking the balance in your account or instantly transferring money from one bank account to another through IMPS is possible at the click of just a few buttons on your phone. Banking through the SISCO MBanking App is not only very simple and convenient but also saves your time or a visit to the Bank branch. You will also receive an SMS alert whenever a transaction is initiated in your account through Mobile Banking and other available delivery channels of the Bank. The SISCO MBanking App also provides its customers with a host of services: • Account Statement • Cheque Status/Stop Payment/Revoke Stop Payment • Search ISFC Code • Fund Transfer/RTGS/NEFT/IMPS 24*7 • View Fixed and Recurring Deposits • Interest Rate List • Term Deposit Calculator/Loan Calculator • Download Loan Form • Branch Locator/ATM Locator • Block My Service • Positive Pay Payment System For any feedback and/or queries, please mail to infotech@siscobank.com or call 03592231005.
Screenshots
Verdict
The clearest difference is update cadence: SISCO Mbanking at daily against S Pay Merchant's every 2 months. S Pay Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
S Pay Merchant ships an update every 2 months, SISCO Mbanking daily. Both last shipped on October 25, 2026.
| Parameter | S Pay Merchant | SISCO Mbanking |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 30 MB | 48 MB |
| Age rating | 17+ | 4+ |
| Developer | SuperSoniczPay | SISCO M-Banking |
In-app purchases
S Pay Merchant
No in-app purchases
SISCO Mbanking
No in-app purchases
Questions
Is S Pay Merchant free?
Is SISCO Mbanking free?
Do S Pay Merchant or SISCO Mbanking have ads?
Which is updated more often, S Pay Merchant or SISCO Mbanking?
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