QuattroHub vs SecureGift

Providing cardholders with an industry leading experience. App includes onboarding, adding and managing cards, wallet management, sending and requesting funds to anyone in the program, accessing benefits, and stay on-top of notifications. Includes multi-language support. Specific Features: Cards – Get new physical or virtual cards, add cards to a digital wallet, load cards with funds from the wallet, view card details, freeze cards, see transactions, and more. Wallet – Single and multi-currency support with currency exchange and pockets for each currency, load cards, transaction monitoring, and monthly statement generation. Transfer – Move funds between wallet and cards, send and request money from anyone in the program. Optional IBAN or bank account direct deposits and transfers. Benefits – View and add program benefits and access them directly in the app.

SecureGift™ is a gift card with an app. No numbers are printed on the card - use the app to view card details and add to mobile wallet, providing gift card management all in one place. Two Ways to Spend: • To shop in-store, tap or insert the gift card into a chip reader. • To shop online, hold the gift card to your smartphone to get the card details and add to your mobile wallet. Learn more at SecureGift.com. SecureGift™ Mastercard® Gift Cards are issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cards may be used in the U.S. and District of Columbia everywhere Debit Mastercard is accepted. No cash or ATM access. See Cardholder Agreement for details. Cards are distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 912772.