Comparison

Figure Markets vs Backend Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Figure Markets

This app allows users to borrow, earn, and trade crypto tokens, including lending against real-world assets like home equity loans. It offers fixed-rate crypto loans with self-custody and features a yield-bearing, SEC-regulated stablecoin.

Highlights
  • Earn yield from real-world asset pools
  • Fixed-rate crypto loans with self-custody
  • Hold and earn with SEC-regulated stablecoin
  • Trade major crypto pairs with low fees
  • Borrow against Bitcoin and Ethereum
  • Lend against home equity loans
Features
Read full description

Figure Markets is the only platform that allows you to seamlessly borrow, earn, and trade top cryptocurrencies alongside real-world assets (RWAs)—all on-chain and completely under your own self-custody. With just one wallet and one powerful app, you maintain total control over your financial future. EARN 8.5% YIELD ON YOUR CASH Put your money to work and generate passive income. Tap into decentralized lending pools backed by real-world assets (RWAs) and earn up to 8.5% yield. You earn this by lending against assets like fully collateralized Home Equity Lines of Credit (HELOCs) originated directly by Figure, crypto-backed loans, and auto loans. Unlike volatile digital asset yields, these returns are backed by real cash flows. FIXED-RATE CRYPTO LOANS Need instant liquidity but don’t want to sell your digital assets? Borrow cash against your Bitcoin (BTC), Ethereum (ETH), or Solana (SOL) without triggering a taxable event. We offer the lowest fixed borrowing rates in the industry at 50% and 75% Loan-to-Value (LTV). Because we utilize Multi-Party Computation (MPC) for self-custody, your assets never leave your wallet. They remain fully visible on-chain at all times. Use the cash you borrow to handle real-world expenses, or use it to buy more crypto inside Figure Markets and amplify your stack. Loans offered by Figure Lending LLC dba Figure | NMLS ID 1717824 | 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. YLDS: A YIELD-BEARING, REGULATED STABLECOIN Experience the power of YLDS, backed by US Treasury assets, freely transferable stablecoin earns interest while you hold it. Currently paying 3.29% APY (rate subject to change), YLDS ensures your "dry powder" is always parked and productive. Buy YLDS with zero fees, earn daily interest, and seamlessly deploy it when you are ready to trade. TRADE CRYPTO WITH INSTITUTIONAL SPREADS Trade top cryptocurrencies with confidence. Figure Markets offers institution-grade spreads, deep on-chain liquidity, and low trading fees across all major trading pairs. Most importantly, our decentralized MPC wallet architecture means you can execute trades lightning-fast without ever giving up control of your private keys. FULLY KYC'D EXCHANGE Security and compliance are built into our DNA. Figure Markets requires Know Your Customer (KYC) verification for all users, creating a safe, transparent, and regulated environment for everyone on the platform. Say goodbye to anonymous bad actors and trade with peace of mind. KEY FEATURES AT A GLANCE: • Earn up to an 8.5% target yield on real-world asset pools. • Access low, fixed-rate cash loans using your BTC, ETH, or SOL as collateral. • Keep complete ownership of your crypto with our secure, self-custodial MPC wallet. • Buy, sell, and trade major cryptocurrencies with low fees and tight spreads. • Hold YLDS stablecoin to earn daily, US Treasury-backed yield. • One unified dashboard to track your loans, yields, and trading portfolio. Download Figure Markets today and step into a new era of finance where crypto, real-world assets, and true self-custody finally live together. Note: Rates are subject to change based on market conditions. Additional information available at https://www.figuremarkets.com/disclosures. Please review all terms and conditions inside the app. YLDS prospectus available at https://cdn.figure.com/docs/markets/fcc-prospectus.pdf.

About

Backend Split

Features
Read full description

Effortless Film Revenue Splitting – Instantly. Whether you’re a producer, filmmaker, or distributor, calculating backend splits has never been this easy — or this accurate. Movie Payout Calc is the industry-ready tool designed to simplify complex streaming revenue breakdowns for cast, crew, investors, and collaborators. Say goodbye to spreadsheets and confusion. This free, beautifully modern app lets you input total streaming payouts, assign custom percentage shares, and instantly generate clear, precise payment allocations for every participant. Why Professionals Choose Movie Payout Calc: • Fast & Accurate Calculations – Instantly divide total payouts by percentage share. • Session Management – Save and load unlimited payout sessions for different projects. • Anonymous & Secure – No account required. Get started immediately. • Modern, Elegant Interface – Designed for clarity, speed, and ease of use. • Completely Free – No subscriptions. No hidden fees. Just powerful utility. Whether you’re managing small indie projects or large-scale productions, Movie Payout Calc gives you the confidence and control to handle financial transparency with ease. Built by filmmakers, for filmmakers.

Screenshots

Figure Markets4 screens
Backend Split3 screens

Verdict

The call

The clearest difference is price: Figure Markets at Free against Backend Split's $4.99. Figure Markets also leads on iOS requirement (15.6 vs 18.5). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Figure Markets is free to download; Backend Split costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Figure Markets versus Backend Split: the parameters behind the verdict, then further details
ParameterFigure MarketsBackend Split
PriceFree — better$4.99
Rating4.5 (255 ratings) — better—
Positive reviews40.7% of reviews—
Number of ratings255 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better18.5
Further details — not scored
Size159 MB24 MB
Age rating4+4+
DeveloperFigure Technologies Inc.Darius Henry

In-app purchases

None

Figure Markets

No in-app purchases

None

Backend Split

No in-app purchases

Questions

Is Figure Markets free?
Figure Markets is free to download, with no in-app purchases.
Is Backend Split free?
Backend Split costs $4.99, with no in-app purchases.
Do Figure Markets or Backend Split have ads?
Neither Figure Markets nor Backend Split shows ads.

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