Spendwise vs Squirrlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendwise
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Privacy Assurance: Your transaction data is securely stored on your device and personal iCloud, with a firm commitment to never sharing your information with us. Enjoy complete privacy and control over your sensitive banking details.
Squirrlo
Effortlessly log transactions via voice or text with AI-powered categorization. Track spending, income, and savings with custom budgets and alerts. Gain personalized financial insights and recommendations through an AI chat assistant.
- Voice and text expense tracking
- AI-powered categorization
- Spending, income, and savings tracking
- Custom budgets and alerts
- AI spending insights
- Personal AI finance assistant
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Meet Squirrlo, your personal budgeting assistant. Understand where your money goes, see how much you can save, and get a personalized plan to reach your goals. ALL YOUR ACCOUNTS IN ONE PLACE Connect your bank accounts to import transactions automatically, or log expenses manually in seconds. Squirlo's AI sorts every transaction into the right category for you. BUDGETS THAT KEEP YOU ON TRACK Track spending, income, savings and debt. Set a budget for each category, get an alert before you go over, and see upcoming bills so you never miss a payment. A PERSONAL AI FINANCE ASSISTANT Ask things like "How much did I spend eating out this month?" or "Help me save $500 by December." Squirlo looks at your real numbers and builds a budget or plan around your goals. You also get weekly insights on your top categories, your biggest expenses and patterns you might have missed. Squirrlo needs a subscription to unlock all features. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://frost-mustang-4eb.notion.site/Privacy-Policy-328644b749b380b29e54e1f283890e69
Screenshots
Verdict
The clearest difference is price: Squirrlo at Free against Spendwise's $0.99. Squirrlo also leads on update cadence (weekly vs fortnightly) and iOS requirement (15.1 vs 17.0). Spendwise's advantage is in-app purchases (none vs 4). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Squirrlo is free to download; Spendwise costs $0.99 up front. Squirrlo sells 3 in-app purchases, starting at $6.99 per month. Spendwise asks for nothing beyond the download.
Spendwise ships an update fortnightly, Squirrlo weekly. Both last shipped on November 9, 2026.
| Parameter | Spendwise | Squirrlo |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | — | 4.9 (109 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 109 — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Subscription |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 3 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | WizEyes Tech | OHanlon Software Inc. |
In-app purchases
Spendwise
No in-app purchases
Squirrlo
- Squirrlo Monthly2 variants$6.991 Month
- Squirrlo Yearly7 Days trial$29.991 Year
- Squirrlo Yearly3 Days trial$39.991 Year
