TJSB Sandesh vs Mull

At TJSB, we believe in making QR Code transactions effortless for our valued customers. Our enhanced facilities, including sound alerts in 8 languages and the option for merchants to add multiple mobile numbers, add a new layer of convenience to your QR code transactions. This new feature further enriches our array of facilities, ensuring that your QR code transactions are not just secure but easy to make.

Mull keeps track of shared money with the people you live, travel and eat with, and settles it over UPI. Add an expense, pick who paid and how to split it: equally, by exact amounts, by shares or by percentage. Mull works out who owes whom, and the fewest payments that clear a group. ONE NUMBER PER PERSON Owe Ananya for the trip while she owes you for the flat? That is one fact, not two. Mull shows what is actually left between you, and can net the two off so both ledgers are square without anyone sending money. PAYMENTS ARE CONFIRMED, NOT ASSUMED When you pay someone back, they confirm it arrived before any balance moves. No more "I already sent it" arguments, and no balance that is quietly wrong forever. BILLS THAT REPEAT, AND ASK Rent, the maid, the Wi-Fi. Set them up once. When one is due, Mull asks you first, with the amount ready to change, because rent goes up and people move out. SETTLE IN A TAP Pay opens your UPI app with the amount and the person filled in. Mull never touches your money. ALSO • Groups for the flat, a trip, the Sunday football, and one-to-one ledgers for everything else • Add people who are not on Mull yet and split with them tonight • Gentle reminders, capped so nobody gets nagged • Notifications when someone adds an expense or pays you • Dark and light themes No ads. No tracking. Your data is not sold.