Pay.Cool+ vs ESG Insight
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay.Cool+
This platform allows users to earn crypto rewards by shopping with participating merchants. Members can receive tokens that may cover their spending or offer additional earnings.
- Web3 platform and wallet
- Consumer-merchant model
- Earn crypto token rewards
- Free membership
- Shop with enabled merchants
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Web3 platform built on top of high-performance blockchain (FAB), Pay.Cool features with comsumerchant model. Pay.Cool is built with a brand new business model, consumers join Pay.Cool as members for free, shop from Pay.Cool enabled merchants and pay with Pay.Cool, will get rewards of crypto tokens, those tokens give the consumer a chance to earn back the spending of the shopping or even more.
ESG Insight
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ESG Insight is your go-to app for socially responsible investing. It offers detailed insights into a curated selection of stocks based on Environmental, Social, and Governance (ESG) factors. From environmental impact to social responsibility and governance practices, the app provides comprehensive reports and real-time updates, helping you make informed investment decisions aligned with your values and sustainability goals.
Screenshots
Verdict
The clearest difference is update cadence: Pay.Cool+ at weekly against ESG Insight's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay.Cool+ ships an update weekly, ESG Insight every 3 weeks. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.
| Parameter | Pay.Cool+ | ESG Insight |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (14 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12 | 12.0 |
| Further details — not scored | ||
| Size | 71 MB | 25 MB |
| Age rating | 17+ | 4+ |
| Developer | Exchangily LLC | Coding Minds, Inc. |
In-app purchases
Pay.Cool+
No in-app purchases
ESG Insight
No in-app purchases
