Comparison

Ulys vs THYNKPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ulys

This app simplifies buying, selling, and managing digital assets with features like gasless transactions and smart market insights. It offers fast funding options and secure storage without complex setups.

Highlights
  • Gasless buy and sell
  • ACH bank deposits
  • Trade 130+ tokens
  • Send and receive crypto
  • Secure wallet backup
  • Smart market insights
Features
Read full description

Ulys turns your read of the world into action through one conversation. You only need the idea. Ulys does the rest. Ideas is the new home for what you think is going to happen. Describe your ideas or thesis to Ulys and it’ll build a basket position you can hold, adjust, and close, with your reasoning still attached. • Share an idea, like clean energy or companies that supply the tools behind AI. Ulys asks a few questions, then builds a basket, explains each choice and shows its sources. You can change the basket in the chat before you buy. • Every idea keeps its thread, so you can see what you thought at the time and what the market did about it. • Try starting with a pre-selected Ideas basket based on trends, asset classes, and more. What if you could trade stocks the way you trade tokens? • Tokenized stocks sit beside your tokens on Ulys, in the same conversation, with the same two taps.* What if your order could wait for the right price? • Set the order in one sentence and it stands, watching, timestamped.* • Choose the price you want. When it’s reached, you were already there. What if you could hold anything on your favorite chains? • Any token listed on our available chains, including Base, Bitcoin, Ethereum, Robinhood Chain, and Solana. Thousands of them in one app with no bridges and no chain switching. What if you didn’t even know what to ask? • Start with what’s popular and narrow it down from there. Ulys understands what you mean from a half-formed question and holds the thread, so the learning and the doing happen in the same place. What if you wanted out at 3am? • Non-custodial, always. No seed phrase to write down and no backup step to forget. Your call, your confirmation. What if your USDC didn’t just sit there? • Turn on earning and access earning opportunities on the balance you already hold. It sits inside your USDC rather than a separate account, so you can move in and out whenever you want. No lockups. What if funding took one step? • Fund in minutes with cash, credit, debit, Apple Pay, and other top methods. • Deposited USD becomes USDC automatically. No swap step, no deposit minimum. What if your first idea didn’t need your money behind it? • New accounts start with $25 to put behind an idea. Deposit $25 of your own and it unlocks for withdrawal.* Points, for how you already use Ulys • You collect points as you trade and hold in Ulys. Track them in the app whenever you feel like looking. The nuts and bolts • No gas fees on supported chains • No seed phrase, no chain switching, no bridging • Five chains, thousands of tokens, one balance • Non-custodial: you control your wallet and your assets • Rebuilt: swipe through your wallet stack, cleaner amounts, and the next action waiting where you finished the last one Your next idea is waiting. It’s time to turn “what if” into “already there.” Disclaimer: Ulys does not provide financial services or engage in regulated activities such as money transmission, exchange, custodial services, securities brokerage, or lending. Any licensed financial services (e.g., payment processing, crypto-to-fiat transactions, or lending) are facilitated entirely by third-party providers, who are responsible for obtaining and maintaining the necessary licenses under applicable U.S. federal and state laws. ACH bank transfer and debit/card on and offramps are not supported in NY. For users 18+. Not all features supported in all regions, app experience, features, and program participation dependent on restrictions specific to user region. *Availability varies by region and rewards are dependent upon passing standard fraud and risk checks. Risk Disclosure: Digital asset purchases come with risks, including the potential loss of funds. Always research before making financial decisions. Ulys does not provide financial, investment, or legal advice.

About

THYNKPAY

This app facilitates instant payments and receipts using QR codes, eliminating the need for card numbers or bank details. It offers real-time transaction updates, wallet funding, and enhanced security features for users in Nigeria.

Highlights
  • QR code payments (scan or display)
  • Real-time balance and transaction updates
  • Push notifications for payments
  • Biometric security (Face ID/Fingerprint)
  • Wallet funding and KYC verification
  • Transaction history search and filters
  • Receipt sharing
Read full description

ThynkPay is the fastest way to accept and make payments in Nigeria. Whether you're a vendor at your shop or a customer on the go, ThynkPay lets you send and receive money instantly using QR codes — no card numbers, no bank details, no hassle. GET PAID IN SECONDS Display your unique QR code at your shop, market stall, or anywhere you sell. Customers scan it, enter the amount, and you receive the money instantly. Print it, share it, stick it on your wall — it just works. SCAN & PAY INSTANTLY Need to pay someone? Open the scanner, point your camera at their QR code, and confirm. The entire payment takes less than 10 seconds. Quick-select amounts like ₦100, ₦500, ₦1,000 or enter any custom amount. REAL-TIME EVERYTHING Your balance updates the moment a payment lands. New transactions appear instantly on your dashboard. Push notifications alert you the second you receive money — complete with sound. No refreshing, no waiting. YOUR WALLET, YOUR CONTROL Fund your wallet with quick top-ups starting from ₦100. Track your daily and monthly spending limits with visual progress bars. Upgrade your KYC tier to unlock higher limits up to ₦5,000,000/month. TRANSACTION HISTORY THAT WORKS Search transactions by type, reference, or amount. Filter by received or sent. Every transaction comes with full details — amount, fees, reference number, timestamps, and status. Share transaction details or export receipts as images. BUILT FOR SECURITY • Biometric lock with Face ID or fingerprint • Phone number verification with SMS OTP • Automatic session timeout after inactivity • Session expiry warning with option to stay logged in • Transaction reference tracking for every payment DARK MODE Easy on the eyes, day or night. Choose Light, Dark, or let it follow your system preference. DESIGNED FOR NIGERIA ThynkPay is built from the ground up for Nigerian businesses and consumers. Nigerian phone numbers, Naira currency formatting, and local payment flows that make sense for how you actually do business. KEY FEATURES • QR code payments — scan or display • Real-time balance and transaction updates • Push notifications for every payment • Biometric security (Face ID / Fingerprint) • Dark mode (Light / Dark / System) • Transaction search, filters, and pagination • Receipt sharing as image or text • Wallet funding with quick-select amounts • KYC verification for higher limits • Accessible design with VoiceOver support ThynkPay — Made with care in Nigeria.

Screenshots

Ulys4 screens
THYNKPAY4 screens

Verdict

The call

The clearest difference is rating: THYNKPAY at 5.0 against Ulys's 4.2. THYNKPAY also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Ulys's advantage is ratings volume (18 vs 1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

THYNKPAY holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Ulys has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 90% of Ulys's written reviews are positive against 100% of THYNKPAY's.

UpkeepUpdate frequency

Ulys ships an update monthly, THYNKPAY every 9 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

Scorecard7 real differences · 3 level
Ulys versus THYNKPAY: the parameters behind the verdict, then further details
ParameterUlysTHYNKPAY
PriceFreeFree
Rating4.2 (18 ratings)5.0 (1 ratings) — better
Positive reviews90.0% of reviews100.0% of reviews — better
Number of ratings18 — better1
Update frequencyMonthlyEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size48 MB36 MB
Age rating4+4+
DeveloperUlys HoldingsTHYNKPAY Limited

Customer experience

Ulys

All ratings18 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews10 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

THYNKPAY

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Ulys

No in-app purchases

None

THYNKPAY

No in-app purchases

Questions

Is Ulys free?
Ulys is free to download, with no in-app purchases.
Is THYNKPAY free?
THYNKPAY is free to download, with no in-app purchases.
Which has better reviews, Ulys or THYNKPAY?
THYNKPAY is rated higher. Ulys averages 4.2 out of 5 from 18 ratings, while THYNKPAY averages 5.0 from 1 ratings.
Do Ulys or THYNKPAY have ads?
Ulys shows ads; THYNKPAY does not.
Which is updated more often, Ulys or THYNKPAY?
Ulys ships an update monthly, and THYNKPAY every 9 days. Most recently, Ulys was updated on October 25, 2026 and THYNKPAY on October 14, 2026.

Other comparisons