3O5 Escrowly vs Zoltraa
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
3O5 Escrowly
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Make secure payments and receive payments securely with 3O5 Escrowly, a financial service designed for Nigerians. Whether you are buying or selling, Escrowly ensures peace of mind and protection for all your transactions. How to Use: 1. Download and Sign Up: Get started by downloading the 3O5 Escrowly app. Sign up with your details and verify your account. 2. Create Transactions: As a buyer or seller, you can initiate secure transactions by creating a transaction within the app. Specify the details, including the items or services involved and the agreed-upon terms. Ensure both parties agree before proceeding. 3. Hold Funds Safely: Once the transaction is initiated, the buyer securely pays the agreed-upon funds plus any processing fee if applicable. Funds will be held securely in Escrowly until both parties confirm completion. 4. Client Management: Now you can add and manage your clients all within the Escrowly app. Keep your contacts organized! 5. Deposit Feature: We understand the need for flexibility in payments. Send up to 50% as a deposit and reassure your sellers without paying in full upfront. 6. Seller's Submission: If you're the seller, provide proof that the item has been shipped or the service has been rendered. This step ensures transparency and accountability. 7. Buyer's Approval: As the buyer, review the item or service. If you're satisfied, acknowledge the delivery within the app. 8. Complete Transactions: Upon fulfillment of the transaction terms, funds are released accordingly, ensuring a fair and secure process for both buyers and sellers. 9. Dispute Resolution: In the rare event of a dispute, our dedicated team will review the case and make appropriate decisions to ensure a fair resolution for all parties involved. 10. Enjoy Peace of Mind: With 3O5 Escrowly, you can transact confidently, knowing that your funds are protected until the transaction is completed. Features: - Secure Service - Easy Transaction Creation - Transparent Communication - Secure Payment Method - Secure Deposit - Client Management - Easy Release of Funds - Reliable Dispute Resolution - 24/7 Customer Support Any feedback? Reach us at escrowly@3o5tech.com
Zoltraa
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Tired of switching between 5 different bank apps to check your balance? Zoltraa aggregates all your Nigerian bank accounts into one beautiful, AI-powered dashboard. STOP CHASING BANK ALERTS Connect GTB, Zenith, Kuda, Access Bank, and more in seconds. Get a unified view of your finances without the hassle. AI THAT UNDERSTANDS NIGERIAN MERCHANTS Our AI automatically categorizes every transaction - from Mama Put to ride-hailing apps. No manual entry required. Know exactly where your money goes. SMART CATEGORIES THAT MAKE SENSE ⢠Food & Dining ⢠Transport & Ride-hailing ⢠Rent & Bills ⢠Utilities (NEPA, Data, Airtime) ⢠Shopping ⢠Health & Wellness ⢠And more! BANK-GRADE SECURITY Your data is encrypted and protected with the same security standards used by Nigeria's top banks. We never store your login credentials. GET INSIGHTS THAT MATTER ⢠Track spending patterns across all accounts ⢠Set budgets and get smart alerts ⢠See monthly summaries in vibrant charts ⢠Export reports for tax/accounting JOIN 10,000+ NIGERIANS Take control of your finances with the most vibrant banking tool ever made. See your money in HD today. KEY FEATURES - Connect multiple Nigerian bank accounts - Automatic AI transaction categorization - Real-time balance aggregation - Smart spending insights & alerts - Beautiful, intuitive dashboard - Dark mode support - Export transaction history - Bank-grade encryption SUPPORTED BANKS GTBank, Zenith Bank, Kuda, Access Bank, UBA, First Bank, Union Bank, Stanbic IBTC, Fidelity Bank, and more coming soon! Download Zoltraa today and transform how you manage your money. Privacy Policy: https://www.zoltraa.com/privacy Terms of Service: https://www.zoltraa.com/terms
Screenshots
Verdict
The clearest difference is device support: Zoltraa at 2 against 3O5 Escrowly's ā. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | 3O5 Escrowly | Zoltraa |
|---|---|---|
| Price | Free | Free |
| Update frequency | ā | Every 5 days |
| Ads | ā | No |
| In-app purchases | No | No |
| Devices | ā | iPhone, iPod ā better |
| Requires iOS | 14.0 ā better | 15.0 |
| Further details ā not scored | ||
| Size | 39 MB | 77 MB |
| Age rating | 17+ | 17+ |
| Developer | 3O5 Technologies LTD. | ABDULMALIK AYOPOSI OLAWALE OTUBANJO |
In-app purchases
3O5 Escrowly
No in-app purchases
Zoltraa
No in-app purchases









