Comparison

INSTO Tap vs Split It

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

INSTO Tap

Features
Read full description

Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.

About

Split It

Features
Read full description

Say goodbye to the hassle of tracking and splitting expenses! Split It is your go-to app for effortless expense management, tailored to help you keep track of shared expenses and easily split costs with friends and family. With Split It, you can securely log into your bank accounts via Plaid to automatically track and monitor transactions. The app will send you real-time push notifications whenever a transaction that might need splitting is detected. Weekly and monthly reminders keep you on top of your expenses, and a streamlined dashboard offers a clear view of your transaction history. Key Features: - Automatic Expense Tracking: Log in via Plaid to effortlessly track all your transactions. - Smart Notifications: Get notified instantly when a transaction you may want to split is detected. - Easy Transaction Splitting: View transaction history in one place, making it simple to select and split. - Quick Contact Syncing: Syncs with your contacts for quick and easy payment splitting via Venmo. - Reminders & Dashboard: Weekly and monthly reminders with a clean, organized dashboard to stay on top of your finances. Download Split It now and simplify the way you manage shared expenses. Whether it's splitting dinner, rent, or a group trip, Split It makes it fast, secure, and easy. β€œSplit it Unlimited” subscriptions purchased in-app renew monthly. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Privacy Policy: https://split-it.app/privacy-policy Terms of Service: https://split-it.app/terms-of-service

Screenshots

INSTO Tap4 screens
Split It3 screens

Verdict

The call

The clearest difference is in-app purchases: INSTO Tap at none against Split It's 1. INSTO Tap also leads on iOS requirement (12.0 vs 14.0.0). Split It's advantage is update cadence (daily vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Split It sells 1 in-app purchase, starting at $4.99 per month. INSTO Tap asks for nothing beyond the download.

UpkeepUpdate frequency

INSTO Tap ships an update every 2 weeks, Split It daily. The most recent releases landed on October 6, 2026 and September 26, 2026 respectively.

Scorecard3 real differences Β· 3 level
INSTO Tap versus Split It: the parameters behind the verdict, then further details
ParameterINSTO TapSplit It
PriceFreeFree
Update frequencyEvery 2 weeksDaily β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.0 β€” better14.0.0
Further details β€” not scored
Size43 MB100 MB
Age rating4+4+
DeveloperINSTO, LLCWill Hobick

In-app purchases

None

INSTO Tap

No in-app purchases

1 purchases

Split It

Subscriptions1
  • Split It7 Days trial$4.991 Month

Questions

Is INSTO Tap free?
INSTO Tap is free to download, with no in-app purchases.
Is Split It free?
Split It is free to download, with in-app purchases available.
Do INSTO Tap or Split It have ads?
Neither INSTO Tap nor Split It shows ads.
Which is updated more often, INSTO Tap or Split It?
INSTO Tap ships an update every 2 weeks, and Split It daily. Most recently, INSTO Tap was updated on October 6, 2026 and Split It on September 26, 2026.

Other comparisons