INSTO Tap vs Split It
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
INSTO Tap
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your storeβs unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Split It
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Say goodbye to the hassle of tracking and splitting expenses! Split It is your go-to app for effortless expense management, tailored to help you keep track of shared expenses and easily split costs with friends and family. With Split It, you can securely log into your bank accounts via Plaid to automatically track and monitor transactions. The app will send you real-time push notifications whenever a transaction that might need splitting is detected. Weekly and monthly reminders keep you on top of your expenses, and a streamlined dashboard offers a clear view of your transaction history. Key Features: - Automatic Expense Tracking: Log in via Plaid to effortlessly track all your transactions. - Smart Notifications: Get notified instantly when a transaction you may want to split is detected. - Easy Transaction Splitting: View transaction history in one place, making it simple to select and split. - Quick Contact Syncing: Syncs with your contacts for quick and easy payment splitting via Venmo. - Reminders & Dashboard: Weekly and monthly reminders with a clean, organized dashboard to stay on top of your finances. Download Split It now and simplify the way you manage shared expenses. Whether it's splitting dinner, rent, or a group trip, Split It makes it fast, secure, and easy. βSplit it Unlimitedβ subscriptions purchased in-app renew monthly. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Privacy Policy: https://split-it.app/privacy-policy Terms of Service: https://split-it.app/terms-of-service
Screenshots
Verdict
The clearest difference is in-app purchases: INSTO Tap at none against Split It's 1. INSTO Tap also leads on iOS requirement (12.0 vs 14.0.0). Split It's advantage is update cadence (daily vs every 2 weeks). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Split It sells 1 in-app purchase, starting at $4.99 per month. INSTO Tap asks for nothing beyond the download.
INSTO Tap ships an update every 2 weeks, Split It daily. The most recent releases landed on October 6, 2026 and September 26, 2026 respectively.
| Parameter | INSTO Tap | Split It |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Daily β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 12.0 β better | 14.0.0 |
| Further details β not scored | ||
| Size | 43 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | INSTO, LLC | Will Hobick |
In-app purchases
INSTO Tap
No in-app purchases
Split It
- Split It7 Days trial$4.991 Month









