Debt Payoff Planner vs Splitright

Monnelia is your companion in achieving financial freedom and conquering debt. The primary objective of the app is to help you save both time and money as you work towards repaying your debts. Our easy-to-use, intuitive application helps you on your debt-free journey. Say hello to a personalized debt repayment plan tailored to your needs. DEBT REPAYMENT STRATEGIES • Compare the different debt repayment strategies (snowball, avalanche, tsunami or custom) and find out which one is best for your situation. • The snowball method: begin by tackling your smallest debts first, gradually building momentum as you move towards larger debts, this method keeps you motivated. • The avalanche method: prioritize debts with the highest interest rates first, strategically minimizing overall interest payments and accelerating your path to debt freedom, most of the time this method is the most cost effective. • The Tsunami method is exclusive to Monnelia. It consists of prioritizing the repayment of debts that generate the most interest, calculated on the basis of the remaining balance and the current interest rate on the debt. COMPLETE REPAYMENT PLAN • Based on your debts, Monnelia creates a completely personalized payment plan. All you have to do is follow the plan on a daily basis, and progress will appear. • If you're making a payment not included in the plan, or modifying a payment, don't worry, the application lets you do it in just 1 click! SAVE TIME AND MONEY • Monnelia helps you save on interest, the application gives you the right strategy for your situation and makes significant interest savings. Among the users we've surveyed, everyone agrees that using the app provides them with better insights and statistics about their debts. Learn more about how we process your data by reading our privacy policy : https://www.monnelia.com/legal/privacy-policy Please review our Terms of Use, which outline your rights and responsibilities as a user : https://www.monnelia.com/legal/terms-of-use This app uses Apple standard EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split expenses with friends, roommates and family. No account, no ads and no subscription. One person creates a group. Everyone else joins with a six-character code or scans its QR code. Add who paid, how much and who shared each expense. SPLIT EACH EXPENSE YOUR WAY • Equally, when everyone shared it evenly. • By shares, for splits such as 2:1 or 3:1. • By exact amounts, when each person owes something different. Use a different split for each expense, whether you are sharing rent, groceries, dinner or a vacation. SEE WHO PAYS WHOM Check each person's balance and use the settle-up view for a clear repayment plan. Record a payment after it has been made. Splitright does not move money: pay each other by bank transfer, cash or your usual payment app. 43 SUPPORTED CURRENCIES Add expenses in 43 currencies. Convert mixed-currency expenses at settle-up, using saved exchange rates where available. The app shows the rates used; older expenses without saved rates can use current rates. KEEP YOUR GROUP ORGANIZED • Keep separate groups for home, trips and other shared costs. • Search expenses by description or filter by who paid. • Archive a group when you no longer need it in your active list. • Use Splitright on iPhone and iPad. NO SIGN-UP — SHARE THE CODE WITH CARE There are no accounts to create. Shared group details are stored online, and anyone with the group's code can access that group. Only share it with people you trust. Questions? Visit getsplitright.com.