Afghan PAY vs ZarPays
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Afghan PAY
Empower yourself to start a business and earn daily income by selling electronic recharges in Afghanistan. This platform provides tools for online top-ups, stock management, and customer registration, with various account types available.
- Sell electronic recharges
- Generate daily income
- Online top-up services
- Stock purchase and transfer
- Register new customers
- Account statement viewing
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AfghanPAY Top-up is a prominent telecom distribution channel in Afghanistan. Our application empowers users to establish their own business and generate daily income by selling Afghanistan electronic recharges (e-top ups) at their convenience. We offer commissions or surplus amounts as pre-paid options and facilitate transferring the amounts along with the purchased amount. Upon registering with our system, Resellers will receive their user ID, password, and M-pin through SMS and email. Upon logging into our application, users will have access to the following services: Online Recharge (top-up) Purchase Stock Transfer Stock View Account Statement Register New Customer Account Settings for the registration process , every user is required to provide their KYC details, including Full Name, Email, Mobile Number, Address, and account type which is done via AfghanPAY web portal. We offer three types of accounts (Distributor, Sub-Distributor, and Retailer) based on the user's business scope and budget.
ZarPays
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ZarPays — Airtime & Internet Top-Up for Family Abroad ZarPays lets you top up mobile airtime and internet data packages for family and friends in Afghanistan, Pakistan, and beyond instantly. If you're living abroad and want a fast, reliable way to keep your loved ones connected, ZarPays makes it simple: choose a number, select a top-up amount or data package, and pay securely. no waiting days, no confusion and in 99% of the cases , in less than 5 seconds the airtimes are delivered. Why ZarPays ? Instant top-ups to real mobile numbers in Afghanistan, Pakistan, and other supported countries Supports major local carriers, including: Afghanistan: Afghan Wireless (AWCC), Roshan, Etisalat Afghanistan, Salaam, ATOMA Pakistan: Jazz, Telenor, Ufone, Zong Simple, guided flow. How it works? 1- Enter the recipient's mobile number 2- Choose an airtime amount or a data/internet package 3- Pay securely 4- Your family member receives the top-up on their phone within moments Built for the diaspora community ZarPays was built specifically for people living away from home who want an easy way to be connected with their families — whether it's topping up a parent's phone for a call, or making sure a sibling has internet access for school or work. Security and trust Payments are processed securely, and we do not store your full payment card details. ZarPays operates as a registered business (SKM Technologies) and is committed to transparent, reliable service.
Screenshots
Verdict
Afghan PAY and ZarPays are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Afghan PAY | ZarPays |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 54 MB | 55 MB |
| Age rating | 17+ | 17+ |
| Developer | mustafa yusufzai | SKM Technologies |
In-app purchases
Afghan PAY
No in-app purchases
ZarPays
No in-app purchases









