Money Planner vs Subwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Planner
This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.
- Automatic transaction import
- Customizable expense categories
- Reimbursement tracking
- Daily and monthly expense graphs
- Bank account connection
- Budget planning
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Do you want to track your expenses and plan your budget? RainyDay is the budget planner for you, and helps you to save for a rainy day! RainyDay is a spending and expense tracker, which allows you to manage your money and finances efficiently. With RainyDay, your transactions are imported automatically, to reduce the effort it takes to create a budget and gather detailed insights into your financial situation and analyze your income and spending behaviour. Start by connecting your bank account. You can specify how far back you allow us to look to import your transactions, so you have full control! We currently support 1000+ banks in 20 countries, including ABN Amro, Rabobank, Banco Santander, HSBC, ING, and many more. If we do not support your specific bank, send us an email at support@apprainyday.com and we will try to add your bank to our list. Categories After connecting your bank account, your transactions will be retrieved. You can now start categorizing your transactions. There is a list of default categorizations, but you can customise these in any way you want, and even delete them. Of course, you can also create new categories. You can assign a transaction to one category, or to multiple categories to split the transaction. These categories help you to plan your budget exactly how you want, helping you save money. Reimbursements Have you paid for tickets for the whole group, or paid the bill for a dinner with your friends, and do they want to pay you back? RainyDay has got you covered. To obtain even more detail in your budget and financial situation, you can mark income transactions as reimbursements for expenses, which will subtract the reimbursed amount from the expense in all reports and insights. This makes sure your RainyDay can give you an accurate overview of your budget and expenses, so you don't get surprised. Graphs RainyDay provides graphs which give you accurate insights into your daily and monthly expenses. The app keeps track of your daily expenses which it shows in a nice calendar, where you can see how much money you spent per day. You can also view your expenses per category/sub-category, where you can select whatever date range you want. We are continuously working on improving the app. If you run into an issue or have an amazing idea for a new feature, please send us an email at support@apprainyday.com and we will get back to you as soon as possible. The app provides a free tier, allowing you to use the app without any subscription. However, as we need to maintain the app, some features are locked behind a subscription. The available plans are as follows: - Monthly, €2,99 / month - Yearly, €29,99 / 12 months (save 17%) Want to try out the premium features? Both options include a 2 week free trial. Privacy Policy: https://storage.googleapis.com/rainyday-legal/privacy.html Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Subwise
Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.
- Track 120+ services instantly
- Swipe to cancel subscriptions
- Customizable renewal alerts
- Visual spending charts
- Offline functionality
- Dark mode support
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Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.
Screenshots
Verdict
The clearest difference is ads: Subwise at none against Money Planner's shown. Subwise also leads on monetization model (free vs freemium) and rating (5.0 vs 4.8). Money Planner's advantage is update cadence (weekly vs monthly) and ratings volume (30 vs 5). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Planner sells 5 in-app purchases, starting at $2.99 per month and Subwise sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Subwise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Money Planner has 30 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 93% of Money Planner's written reviews are positive against 100% of Subwise's.
Money Planner ships an update weekly, Subwise monthly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.
| Parameter | Money Planner | Subwise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 93.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 30 — better | 5 |
| Update frequency | Weekly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 52 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Joren van den Berg | Alejandro Hernandez |
Customer experience
Money Planner
Subwise
In-app purchases
Money Planner
- Monthly14 Days trial$2.991 Month
- Halfyearly14 Days trial$12.996 Months
- Yearly14 Days trial$24.991 Year
- Bank Connection Token - 90d$1.99
- RainyDay Plus Lifetime2 variants$24.99
Subwise
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$3.99
Questions
Is Money Planner free?
Is Subwise free?
Which has better reviews, Money Planner or Subwise?
Do Money Planner or Subwise have ads?
Which is updated more often, Money Planner or Subwise?
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