PenguinWallet vs $arca
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PenguinWallet
Read full descriptionHide full description
Everything you do on Creditcoin, in one app. Hold your tokens, open the dApps built on Creditcoin, and keep your NFTs in one place, without ever handing your keys to anyone. FORMERLY CREDIT WALLET PenguinWallet is the same app you already know, rebranded. If you are updating from Credit Wallet, your wallets, balances, address book and transaction history all carry over. There is nothing to re-import. WHAT YOU CAN DO Create or import a wallet in a minute, secured by a recovery phrase you control Send and receive CTC and Creditcoin ecosystem tokens Browse Creditcoin dApps without leaving the wallet Access Penguinbase from inside the wallet View and manage your NFTs Back up to iCloud and restore on a new device Save frequent addresses to your address book Lock the app with a passcode or Face ID THE OFFICIAL CREDITCOIN WALLET PenguinWallet is the official wallet for the Creditcoin ecosystem, built by Gluwa Inc. It supports Creditcoin out of the box, so your tokens, dApps and NFTs work with no setup at all. NON-CUSTODIAL BY DESIGN Your keys stay on your device. We never hold your assets and we cannot move them for you. Write your recovery phrase down and keep it somewhere offline. Anyone who has that phrase has your wallet. Questions or feedback: team@creditcoin.org
$arca
Read full descriptionHide full description
Sarca is a modern digital wallet that makes sending, receiving, and managing money simple, fast, and secure. With Sarca, you can handle your daily financial activities from your mobile device without stress. Whether you're transferring money, paying for services, or managing your balance, Sarca gives you full control. KEY FEATURES: โข Instant Transfers โ Send and receive money quickly โข Secure Wallet โ Advanced protection for your funds โข Easy Payments โ Pay for services and transactions with ease โข User-Friendly Interface โ Simple and intuitive design โข Real-Time Notifications โ Stay updated on all transactions Sarca is built to provide a reliable and seamless financial experience for everyday use. Download Sarca today and take control of your finances.
Screenshots
Verdict
The clearest difference is update cadence: $arca at fortnightly against PenguinWallet's every 5 weeks. PenguinWallet's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PenguinWallet ships an update every 5 weeks, $arca fortnightly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | PenguinWallet | $arca |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 15.1 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 50 MB | 3 MB |
| Age rating | 17+ | 4+ |
| Developer | Gluwa Inc. | Kingsarca Investments |
In-app purchases
PenguinWallet
No in-app purchases
$arca
No in-app purchases









