Comparison

NovaFlow Budget vs 智富通

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NovaFlow Budget

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Key Features: 1. Ultimate Privatization: Support for self-hosting on any device. Your old phone can become your private server. 2. NovaFlow™ Real-time Sync: Seamless multi-terminal relay based on E2EE (End-to-End Encryption) channels. 3. Minimalist interface design to easily manage your budget and financial expenses. 4. Sovereign Data Security: Full-path military-grade AES encryption. Data never leaves your local environment, ensuring total protection from cloud leaks. Subscription Member Benefits: 1. Unlock full cross-platform capabilities. Auto-Renewal Membership Instructions: 1. Subscription Cycle: 1 month (Monthly), 3 months (Quarterly), 12 months (Yearly). 2. Payment: Charged to iTunes Account upon confirmation of purchase. 3. Renewal: Account will be charged for renewal within 24 hours prior to the end of the current period. 4. Cancellation: To cancel, please turn off auto-renewal in iTunes/Apple ID settings at least 24 hours before the current period ends. 5. Privacy Policy: https://www.xinflow.cn/privacy.html 6. User Agreement: https://www.xinflow.cn/user_protocol.html 7. Auto-Renewal Agreement: https://www.xinflow.cn/autorenew_agreement.html

About

智富通

Features
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-为何选择智富通- 智富通是光源资本推出的一站式在线财富管理平台,为用户科学规划资产配置,稳健成就价值 【金融产品商城】 精选全球好产品,轻松投资更省心,满足资产保值增值需求 【专业安全】 光源资本,香港持牌机构,健全的风险管控体系 【专注体验】 持续打磨服务,提升理财交易便捷性

Screenshots

NovaFlow Budget3 screens
智富通4 screens

Verdict

The call

The clearest difference is in-app purchases: 智富通 at none against NovaFlow Budget's 4. 智富通 also leads on update cadence (monthly vs every 13 months). NovaFlow Budget's advantage is ads (none vs shown) and device support (4 vs 2). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NovaFlow Budget sells 4 in-app purchases, starting at $0.99 per month. 智富通 asks for nothing beyond the download.

UpkeepUpdate frequency

NovaFlow Budget ships an update every 13 months, 智富通 monthly. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 2 level
NovaFlow Budget versus 智富通: the parameters behind the verdict, then further details
ParameterNovaFlow Budget智富通
PriceFreeFree
Update frequencyEvery 13 monthsMonthly — better
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size133 MB63 MB
Age rating4+4+
Developer海瑞 束Lighthouse Capital (HK) Financial Limited

In-app purchases

4 purchases

NovaFlow Budget

Subscriptions3
  • 连续包月$0.991 Month
  • 连续包季$2.993 Months
  • 连续包年$9.991 Year
One-time1
  • 专业版$9.99
None

智富通

No in-app purchases

Questions

Is NovaFlow Budget free?
NovaFlow Budget is free to download, with in-app purchases available.
Is 智富通 free?
智富通 is free to download, with no in-app purchases.
Do NovaFlow Budget or 智富通 have ads?
智富通 shows ads; NovaFlow Budget does not.
Which is updated more often, NovaFlow Budget or 智富通?
NovaFlow Budget ships an update every 13 months, and 智富通 monthly. Most recently, NovaFlow Budget was updated on October 30, 2026 and 智富通 on October 12, 2026.

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