LoanMate vs Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanMate
This app helps you organize and track all your debts and loans. Easily manage who owes you money or who you owe, keeping your financial relationships in order.
- Track money loaned or owed
- Organize debtor and creditor details
- Add, update, and track loan information
- Secure and private platform
- Streamline debt and credit management
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LoanMate is the easiest way to manage personal and business loans in one secure place. Whether you're lending money to friends, family, customers, or tracking money you've borrowed, LoanMate helps you stay organized, record every payment, and always know exactly how much is outstanding. Built with simplicity and reliability in mind, LoanMate gives you a complete overview of your loans, repayments, interest, due dates, and payment history. Every transaction is automatically reflected in your balance, making it easy to monitor multiple loans without spreadsheets or manual calculations. Create loans in just a few taps, attach important documents such as agreements or receipts, record partial payments, issue refunds when necessary, and generate professional PDF loan statements that can be shared with borrowers or lenders. Automatic reminders help ensure you never miss a repayment or forget an upcoming due date. Whether you're managing personal debts, customer financing, employee advances, or small business loans, LoanMate provides the tools you need to keep accurate records and maintain complete financial visibility. LoanMate includes support for multiple currencies, flexible interest calculations, payment history, loan documents, smart notifications, cloud backup, and beautifully designed dashboards that make tracking your finances effortless. Your information is stored securely, giving you confidence that your records are always protected. Upgrade to LoanMate Pro to unlock premium features including unlimited loans, advanced reports, enhanced document management, professional branding, and future productivity tools designed for individuals and businesses. Download LoanMate today and take control of every loan, every payment, and every reminder. Please read term of use : https://loanmatepro.netlify.app/terms
Financial
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An EMI (Equated Monthly Installment) application for iOS facilitates users in calculating, managing, and tracking their loan repayments conveniently. Users can input loan details such as principal amount, interest rate, and tenure to calculate monthly installments and view repayment schedules. The app helps users stay organized with payment reminders, and offers insights into their loan repayment progress, aiming to simplify financial management on mobile devices.
Screenshots
Verdict
The clearest difference is in-app purchases: Financial at none against LoanMate's 3. LoanMate's advantage is update cadence (every 2 months vs every 17 months) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanMate sells 3 in-app purchases, starting at $4.99 per 7 days. Financial asks for nothing beyond the download.
LoanMate ships an update every 2 months, Financial every 17 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | LoanMate | Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) — better | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 2 months — better | Every 17 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17 |
| Further details — not scored | ||
| Size | 52 MB | 12 MB |
| Age rating | 17+ | 4+ |
| Developer | Destiny Eze Dikeocha | Bhautik Gadhiya |
In-app purchases
LoanMate
- Weekly Sub$4.997 Days
- Pro Monthly$17.991 Month
- Yearly Subscription$79.991 Year
Financial
No in-app purchases









