LoanMate vs Loan Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanMate
This app helps you organize and track all your debts and loans. Easily manage who owes you money or who you owe, keeping your financial relationships in order.
- Track money loaned or owed
- Organize debtor and creditor details
- Add, update, and track loan information
- Secure and private platform
- Streamline debt and credit management
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LoanMate is the easiest way to manage personal and business loans in one secure place. Whether you're lending money to friends, family, customers, or tracking money you've borrowed, LoanMate helps you stay organized, record every payment, and always know exactly how much is outstanding. Built with simplicity and reliability in mind, LoanMate gives you a complete overview of your loans, repayments, interest, due dates, and payment history. Every transaction is automatically reflected in your balance, making it easy to monitor multiple loans without spreadsheets or manual calculations. Create loans in just a few taps, attach important documents such as agreements or receipts, record partial payments, issue refunds when necessary, and generate professional PDF loan statements that can be shared with borrowers or lenders. Automatic reminders help ensure you never miss a repayment or forget an upcoming due date. Whether you're managing personal debts, customer financing, employee advances, or small business loans, LoanMate provides the tools you need to keep accurate records and maintain complete financial visibility. LoanMate includes support for multiple currencies, flexible interest calculations, payment history, loan documents, smart notifications, cloud backup, and beautifully designed dashboards that make tracking your finances effortless. Your information is stored securely, giving you confidence that your records are always protected. Upgrade to LoanMate Pro to unlock premium features including unlimited loans, advanced reports, enhanced document management, professional branding, and future productivity tools designed for individuals and businesses. Download LoanMate today and take control of every loan, every payment, and every reminder. Please read term of use : https://loanmatepro.netlify.app/terms
Loan Tracker
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Loan Tracker helps you stay in control of all your loans — in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether you’re managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: • Add Loans in Any Currency Perfect for global users — track loans in USD, INR, GBP, EUR, or any currency you choose. • Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. • Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. • Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more — all in one place. • Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. • Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance — no clutter, no confusion. • Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate — helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.
Screenshots
Verdict
The clearest difference is in-app purchases: Loan Tracker at none against LoanMate's 3. Loan Tracker also leads on update cadence (every 6 days vs every 2 months). LoanMate's advantage is iOS requirement (15.6 vs 18.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanMate sells 3 in-app purchases, starting at $4.99 per 7 days. Loan Tracker asks for nothing beyond the download.
LoanMate ships an update every 2 months, Loan Tracker every 6 days. The most recent releases landed on September 20, 2026 and September 9, 2026 respectively.
| Parameter | LoanMate | Loan Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 52 MB | 7 MB |
| Age rating | 17+ | 4+ |
| Developer | Destiny Eze Dikeocha | ujjwal chafle |
In-app purchases
LoanMate
- Weekly Sub$4.997 Days
- Pro Monthly$17.991 Month
- Yearly Subscription$79.991 Year
Loan Tracker
No in-app purchases
Questions
Is LoanMate free?
Is Loan Tracker free?
Do LoanMate or Loan Tracker have ads?
Which is updated more often, LoanMate or Loan Tracker?
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