Debt Tracker vs Loan Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Debt Tracker
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Track every penny you lend or borrow β Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds β name, amount, due date, done. Smart reminders before due dates β never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history β complete transparency. Partial repayment β mark how much was returned, track the remaining balance. Archive β all repaid debts saved, restorable anytime. Overdue highlighting β past-due records shown in red instantly. Remind in one tap β swipe left to send a ready message via any messenger. Home screen widget β check your debt summary without opening the app. Zero data collected β private by design, no account needed. PERFECT FOR: Friends splitting costs Β· Family loans Β· Roommates Β· Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.
Loan Tracker
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Loan Tracker helps you stay in control of all your loans β in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether youβre managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: β’ Add Loans in Any Currency Perfect for global users β track loans in USD, INR, GBP, EUR, or any currency you choose. β’ Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. β’ Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. β’ Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more β all in one place. β’ Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. β’ Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance β no clutter, no confusion. β’ Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate β helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.
Screenshots
Verdict
The clearest difference is update cadence: Loan Tracker at every 6 days against Debt Tracker's fortnightly. Debt Tracker's advantage is iOS requirement (12.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Debt Tracker ships an update fortnightly, Loan Tracker every 6 days. The most recent releases landed on June 22, 2026 and September 9, 2026 respectively.
| Parameter | Debt Tracker | Loan Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 6 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.4 β better | 18.6 |
| Further details β not scored | ||
| Size | 43 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | JetUp Digital, TOV | ujjwal chafle |
In-app purchases
Debt Tracker
No in-app purchases
Loan Tracker
No in-app purchases
Questions
Is Debt Tracker free?
Is Loan Tracker free?
Do Debt Tracker or Loan Tracker have ads?
Which is updated more often, Debt Tracker or Loan Tracker?
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