Comparison

Debt Tracker vs Loan Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Debt Tracker

Features
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Track every penny you lend or borrow β€” Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds β€” name, amount, due date, done. Smart reminders before due dates β€” never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history β€” complete transparency. Partial repayment β€” mark how much was returned, track the remaining balance. Archive β€” all repaid debts saved, restorable anytime. Overdue highlighting β€” past-due records shown in red instantly. Remind in one tap β€” swipe left to send a ready message via any messenger. Home screen widget β€” check your debt summary without opening the app. Zero data collected β€” private by design, no account needed. PERFECT FOR: Friends splitting costs Β· Family loans Β· Roommates Β· Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.

About

Loan Tracker

Features
Read full description

Loan Tracker helps you stay in control of all your loans β€” in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether you’re managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: β€’ Add Loans in Any Currency Perfect for global users β€” track loans in USD, INR, GBP, EUR, or any currency you choose. β€’ Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. β€’ Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. β€’ Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more β€” all in one place. β€’ Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. β€’ Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance β€” no clutter, no confusion. β€’ Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate β€” helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.

Screenshots

Debt Tracker4 screens
Loan Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Loan Tracker at every 6 days against Debt Tracker's fortnightly. Debt Tracker's advantage is iOS requirement (12.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Debt Tracker ships an update fortnightly, Loan Tracker every 6 days. The most recent releases landed on June 22, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
Debt Tracker versus Loan Tracker: the parameters behind the verdict, then further details
ParameterDebt TrackerLoan Tracker
PriceFreeFree
Update frequencyFortnightlyEvery 6 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.4 β€” better18.6
Further details β€” not scored
Size43 MB7 MB
Age rating4+4+
DeveloperJetUp Digital, TOVujjwal chafle

In-app purchases

None

Debt Tracker

No in-app purchases

None

Loan Tracker

No in-app purchases

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with no in-app purchases.
Is Loan Tracker free?
Loan Tracker is free to download, with no in-app purchases.
Do Debt Tracker or Loan Tracker have ads?
Neither Debt Tracker nor Loan Tracker shows ads.
Which is updated more often, Debt Tracker or Loan Tracker?
Debt Tracker ships an update fortnightly, and Loan Tracker every 6 days. Most recently, Debt Tracker was updated on June 22, 2026 and Loan Tracker on September 9, 2026.

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