Comparison

Loan Tracker vs Debtyy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Tracker

Features
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Loan Tracker helps you stay in control of all your loans — in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether you’re managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: • Add Loans in Any Currency Perfect for global users — track loans in USD, INR, GBP, EUR, or any currency you choose. • Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. • Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. • Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more — all in one place. • Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. • Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance — no clutter, no confusion. • Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate — helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.

About

Debtyy

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Highlights
  • Track interpersonal debts
  • Record partial payments
  • Set custom reminders
  • Offline-first functionality
  • iCloud sync
  • Privacy-focused
Features
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Lent money to a friend and forgot about it? Debtyy remembers who owes you, how much and when it's due — and helps you get it back without awkward conversations. WHY DEBTYY • One place for every personal debt: who owes you and who you owe • Partial payments with full history and a progress bar • Gentle reminders before, on and after the due date — shown only to you, never sent to your friends • Share a debt as a clean card in one tap: amount, due date and progress, ready for iMessage, WhatsApp or Telegram • Lock the app with Face ID or Touch ID, debts stay hidden in the app switcher (Pro) • Statistics per person and an archive of closed debts • Attach photos or PDFs: receipts, transfers, IOU notes • Export everything to CSV or PDF (Pro) • Works offline; optional iCloud sync between iPhone and iPad (Pro) • No accounts, no ads, no tracking — your data lives on your device or in your own iCloud HOW IT WORKS 1. Add a debt in seconds: person, amount, due date, note. 2. Log payments as they come in. 3. Get a reminder when it's due — or send a friendly card yourself. 4. Close the debt and keep the history. FREE AND PRO Debtyy is free for up to 3 active debts. Debtyy Pro unlocks unlimited debts, iCloud sync, Face ID lock, export, themes and app icons. Monthly or yearly, cancel anytime in your Apple ID settings. PRIVACY Debtyy never asks for a login and never contacts the people you owe or who owe you. Reminders are local notifications for you only. Debtyy is built for personal debts between people — money lent to friends, borrowed from family, split trips and dinners. It is not a budgeting or expense app. Questions or ideas? Write to us from Settings → Contact Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Loan Tracker4 screens
Debtyy4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Tracker at none against Debtyy's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtyy sells 2 in-app purchases, starting at $1.99 per month. Loan Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Loan Tracker ships an update every 6 days, Debtyy every 5 days. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 8 level
Loan Tracker versus Debtyy: the parameters behind the verdict, then further details
ParameterLoan TrackerDebtyy
PriceFreeFree
Rating3.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyEvery 6 daysEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.618.0 — better
Further details — not scored
Size7 MB19 MB
Age rating4+4+
Developerujjwal chafleAkylbek Utekeshev

In-app purchases

None

Loan Tracker

No in-app purchases

2 purchases

Debtyy

Subscriptions2
  • Monthly$1.991 Month
  • Annually$12.991 Year

Questions

Is Loan Tracker free?
Loan Tracker is free to download, with no in-app purchases.
Is Debtyy free?
Debtyy is free to download, with in-app purchases available.
Do Loan Tracker or Debtyy have ads?
Neither Loan Tracker nor Debtyy shows ads.
Which is updated more often, Loan Tracker or Debtyy?
Loan Tracker ships an update every 6 days, and Debtyy every 5 days. Most recently, Loan Tracker was updated on September 9, 2026 and Debtyy on September 17, 2026.

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