Comparison

Abay Bank vs CBE Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Abay Bank

Manage your finances on the go with this mobile banking application. Easily transfer funds, pay bills, and top up airtime. Enjoy a secure and user-friendly interface for all your banking needs.

Highlights
  • Instant money transfers
  • Secure bill payments
  • Airtime top-up
  • Transfer to Telebirr
  • User-friendly interface
Features
Read full description

Welcome to Abay Bank Mobile App – Your Ultimate Banking Partner! With Abay Bank Mobile, banking convenience is at your fingertips, no matter where you are or what time it is. Experience seamless financial transactions and a multitude of services designed to make your life easier. Features at a Glance: Money Transfers Made Easy: Send money instantly within Abay Bank accounts and to any other bank with just a few taps. Bill Payments in a Breeze: Pay your utility bills, credit card bills, and other payments quickly and securely. Airtime Top-Up: Recharge your Ethiotelecom and Safari airtime effortlessly. Transfer to Telebirr: Enjoy the convenience of transferring money to Telebirr accounts, broadening your options for mobile money services. And More: Discover a host of other features designed to enhance your banking experience. Why Choose Abay Bank Mobile? Convenience: Carry out banking transactions anytime, anywhere. Security: State-of-the-art security measures to protect your financial information. Efficiency: Fast, easy, and user-friendly interface. Get Started Today: Download Abay Bank Mobile and transform the way you bank. Sign up in minutes and access a world of financial possibilities. Join the Abay Bank family and enjoy a hassle-free banking experience that moves with you. Download Abay Bank Mobile App now and take the first step towards effortless banking!

About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

Screenshots

Abay Bank4 screens
CBE Soft Token4 screens

Verdict

The call

The clearest difference is update cadence: Abay Bank at every 2 days against CBE Soft Token's every 4 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.8 for Abay Bank against 3.7 for CBE Soft Token. Both are backed by a comparable volume of ratings — 4 and 9 respectively.

UpkeepUpdate frequency

Abay Bank ships an update every 2 days, CBE Soft Token every 4 months. The most recent releases landed on September 18, 2026 and August 25, 2026 respectively.

Scorecard1 real difference · 9 level
Abay Bank versus CBE Soft Token: the parameters behind the verdict, then further details
ParameterAbay BankCBE Soft Token
PriceFreeFree
Rating3.8 (4 ratings) — better3.7 (9 ratings)
Positive reviews—50.0% of reviews
Number of ratings49 — better
Update frequencyEvery 2 days — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size61 MB29 MB
Age rating17+4+
DeveloperAbay Bank S.C.Commercial Bank of Ethiopia

Customer experience

Abay Bank

All ratings3 ratings
Positive33.3%
Neutral33.3%
Negative33.3%

CBE Soft Token

All ratings9 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Abay Bank

No in-app purchases

None

CBE Soft Token

No in-app purchases

Questions

Is Abay Bank free?
Abay Bank is free to download, with no in-app purchases.
Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Which has better reviews, Abay Bank or CBE Soft Token?
Abay Bank is rated higher. Abay Bank averages 3.8 out of 5 from 4 ratings, while CBE Soft Token averages 3.7 from 9 ratings.
Do Abay Bank or CBE Soft Token have ads?
Neither Abay Bank nor CBE Soft Token shows ads.
Which is updated more often, Abay Bank or CBE Soft Token?
Abay Bank ships an update every 2 days, and CBE Soft Token every 4 months. Most recently, Abay Bank was updated on September 18, 2026 and CBE Soft Token on August 25, 2026.

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