DNA Payments vs Binq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DNA Payments
Manage all your point-of-sale and online transactions in one place. Gain real-time insights into payments, settlements, and generate detailed reports for all your businesses. Create and send payment links for instant payouts.
- Omnichannel transaction management
- Real-time payment monitoring
- Payment link creation
- Virtual terminal for MOTO payments
- Settlement and statement access
- Detailed reporting and export
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Install the Omnichannel DNA Payments Merchant Portal App to manage your POS and Online transactions all in one place Gain real-time insights into your transactions and settlements with detailed breakdowns. Key Features: Real-time payments Monitor your transactions in real-time within your account. POS and Online payments in one app Enjoy a truly omnichannel experience by managing both your POS and online transactions with a single app. All your businesses Seamlessly manage all your businesses within one account. Payment Links Create and send payment links directly from the app to get paid instantly. Virtual terminal Accept MOTO payments easily, all within the app. Settlements and statements Access detailed breakdowns of funds settled to your accounts. Detailed reporting Generate and export comprehensive reports to analyse your transaction data. Download the DNA Payments Merchant Portal app now and simplify your payment management!
Binq
This AI-powered platform helps business owners quickly access and manage finance solutions. It offers instant pre-qualification, real-time quotes, and bespoke financial products. Get funds in hours with seamless data integration and 24/7 AI or human support.
- Instant pre-qualification and real-time quotes
- 24/7 AI and human support
- Bespoke financial solutions
- Seamless data integration
- Funds available in hours
- Live status updates
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Welcome to Binq—your smart, AI-powered platform, built exclusively for dynamic business owners. Effortlessly intuitive, seriously fast, and powered by cutting-edge AI technology, Binq makes accessing the best business finance solutions and managing those applications quicker and easier than ever before. Why Businesses Love Binq: • Instant Pre-Qualification & Real-Time Quotes: Receive instant, live finance quotes from our extensive network of trusted lenders. Binq’s AI powered smart decisioning engine matches your business with tailored finance solutions—instantly. • 24/7 AI Agent Alongside Real Human Support: Choose between human and AI support. No more waiting around. Our always-on AI agent provides round-the-clock support, expert guidance, and instant answers, keeping your finance decisions sharp and informed whenever you need them… • Bespoke Financial Solutions: From rapid short-term loans to tailored asset finance, Binq connects you with perfect-fit finance solutions. Get competitive terms, tailored to your unique business needs, without any hassle and faster than anyone else. • Seamless Data Integration: Securely connect your business financial information directly into the app. Check your eligibility instantly and breeze through decisions—say goodbye to paperwork, delays, sales calls and headaches. • Funds in Hours, Not Days: Speed matters. With Binq, access business finance in hours, not days. Move fast, secure your growth, and meet urgent financial needs without slowing down your business. • Live Status Updates: Stay in the loop at every step with real-time application updates. Our intuitive, user-friendly app keeps you informed, confident, and in control throughout your funding journey. • Future-Ready Business Solutions: Binq isn’t just about finance. Our platform is continually evolving, preparing to help you cut costs, boost efficiency, and grow your business through innovative, integrated solutions. Who Should Use Binq? Designed for ambitious SMEs, entrepreneurs on the move, and dynamic businesses ready to scale. Whether your annual turnover is £10k or £10m+, Binq gives you rapid access to smart finance solutions, so you can focus on doing what you do best - building your business. Secure & Trusted: Your security is our priority. Binq follows strict privacy and compliance standards, protecting your sensitive financial data at every step. Make finance your competitive advantage—simple, smart, and seriously quick. Download Binq today and unlock AI-powered business finance that just works.
Screenshots
Verdict
The clearest difference is device support: DNA Payments at 3 against Binq's 1. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DNA Payments ships an update monthly, Binq every 2 months. The most recent releases landed on October 10, 2026 and October 20, 2026 respectively.
| Parameter | DNA Payments | Binq |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 66.7% of reviews | 66.7% of reviews |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 86 MB | 50 MB |
| Age rating | 17+ | 4+ |
| Developer | DNA PAYMENTS LIMITED | Ocean Finance |
Customer experience
DNA Payments
Binq
In-app purchases
DNA Payments
No in-app purchases
Binq
No in-app purchases






