MACU vs Valley Communities CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MACU
Manage your finances on the go. View account balances, deposit checks remotely, apply for loans, and make payments. Set up alerts, manage your debit card, and access secure login options.
- View balances and transaction history
- Remote check deposit
- Loan and credit card applications
- Money transfers and payments
- Account alerts
- Debit card management
- Secure login with biometrics
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Manage your money: • View balances and transaction history • View Quick Glance balances on Dashboard • Remotely deposit checks • Apply for a loan, including credit cards, autos, powersport, marine, and recreational vehicles • View information for certificates of deposit including maturity date • View and redeem Cash Back Visa® Credit Card points Make payments and transfers: • Transfer money to accounts at another bank or credit union • Make loan payments • Set up recurring transfers from a savings or checking to your savings, checking or loan accounts • Make payments to other people, local businesses, or national vendors Manage your account: • Set email or text alerts for ACH/Payroll Deposits, Daily Balance, Loan Payments and Low Balance Alerts • Manage your debit card (freeze/unfreeze, add travel plans) • View Credit Card details • View paperless statements and cleared checks Security and Safety: • Use Face or Fingerprint Recognition to log in on supported devices • Last login popup for enhanced security More Features: • Send a message and get answers or help • Find a nearby office or ATM location • Find Members’ Advantage routing number and your account number For app-related questions and support, please call the Credit Union at 888-630-6228 or visit a Members’ Advantage Credit Union location. Loans subject to credit approval. Insured by NCUA. Equal Housing Opportunity.
Valley Communities CU Mobile
Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.
- Add tags, notes, and photos to transactions
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- View monthly statements
- Find branches and ATMs
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Valley Communities CU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Valley Communities CU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is update cadence: Valley Communities CU Mobile at monthly against MACU's every 6 months. Valley Communities CU Mobile also leads on review sentiment (63% vs 40%) and ratings volume (551 vs 60). MACU's advantage is device support (4 vs 2) and iOS requirement (12.2 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for MACU against 4.7 for Valley Communities CU Mobile. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 551 ratings behind it against 60, so its average is the more settled of the two. Written reviews are what separate them: 40% of MACU's written reviews are positive against 63% of Valley Communities CU Mobile's.
MACU ships an update every 6 months, Valley Communities CU Mobile monthly. The most recent releases landed on June 4, 2026 and September 26, 2026 respectively.
| Parameter | MACU | Valley Communities CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (60 ratings) | 4.7 (551 ratings) |
| Positive reviews | 40.0% of reviews | 62.5% of reviews — better |
| Number of ratings | 60 | 551 — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 12.2 — better | 18.4 |
| Further details — not scored | ||
| Size | 86 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Members' Advantage CU | Valley Communities Credit Union |
Customer experience
MACU
Valley Communities CU Mobile
In-app purchases
MACU
No in-app purchases
Valley Communities CU Mobile
No in-app purchases
Questions
Is MACU free?
Is Valley Communities CU Mobile free?
Which has better reviews, MACU or Valley Communities CU Mobile?
Do MACU or Valley Communities CU Mobile have ads?
Which is updated more often, MACU or Valley Communities CU Mobile?
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