Comparison

Split expenses vs HomeSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split expenses

Easily track and share expenses with others, whether for trips or shared living. The app helps you organize who owes what and provides simplified settlement options. It also supports recurring bills and offline use.

Highlights
  • Share expenses with groups
  • Create expense groups
  • Manage recurring bills
  • Simplified settlement options
  • View independent payments
  • Expense history
  • iCloud synchronization
  • Offline mode
Features
Read full description

Introducing BillShare – the ultimate split expenses app! With BillShare, you can easily track your expenses, share them with others and settle up - all in one convenient place. Effortlessly split expenses. No more headaches over who owes what. Stay organized and focused on enjoying your time together. Whether you are planning a trip or sharing a household, this app surely fills your needs. FEATURES • Share your expenses Add expenses and share them with a group. • Create expenses groups You can create different groups for your house, friends, trip partners... • Recurring bills Create recurring expenses for rent, insurance, internet... See up next bills. • Settle up Get simplified pay off recommendations for single payment debt settlement. • Independent payments See who paid each expense for easier reviewal. • Expenses history Past paid expenses can also be seen and reviewed. • iCloud synchronization Automatic synchronization of the data between all your Apple devices (iPhone, iPad and Mac) thanks to iCloud. • Offline mode Add and review expenses offline, sync changes when reconnected FAQ ~ Is it free? It is a freemium app. You are offered 25 expenses for free on each group, so you can try the app to the fullest. You can upgrade the app to have infinite expenses creation with a single lifetime purchase or a subscription. ~ Why paying? I created the app as a solo indie developer and each purchase helps me creating new updates and helpful features. ~ What if I lose connection? No worries! All of your data is stored in the device until it can be synced with the rest of your devices. ~ I found a bug / I want to request a feature. Please send an email to contact@billsharing.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

HomeSpend

Features
Read full description

HomeSpend — Shared Household Spending, Made Calm HomeSpend is a thoughtfully designed household expense tracker that helps you and your household stay aware of shared spending — without debts, balances, or awkward conversations. Unlike traditional expense apps, HomeSpend focuses on shared visibility, not splitting or settling up. Every expense belongs to the household, creating a calm and neutral way to understand where your money goes together. Why HomeSpend? - Most expense apps create friction with balances and reimbursements. HomeSpend removes that tension. - No bill splitting - No individual balances - No “who owes whom” - Just clear, shared insight into household spending. Key Features: Shared Household Tracking: - Create or join a household using an invite code - All members see the same shared expenses - Designed for couples, families, and shared homes Simple Expense Logging: - Add expenses with categories like Groceries, Utilities, Rent, Internet, and more - Optional notes, dates, and receipt photos - Edit, duplicate, or delete expenses anytime Clear Insights: - Monthly spending overview - Category breakdowns with beautiful charts - See trends without pressure or judgment Thoughtful Design: - Calm, neutral language focused on “household spending” - Luxurious, iOS-inspired design with light and dark mode - Smooth animations and subtle feedback Smart Extras: - Recurring expenses - Monthly budget goals with gentle notifications - Search and filter expenses HomeSpend is built around a simple idea: Money conversations should feel calm, not confrontational. That’s why we’ve intentionally removed: - Debt tracking - Settlements - Payment reminders - Scorekeeping between people Instead, HomeSpend helps households stay aligned through clarity and transparency. - Privacy First - Your data belongs to you - No ads - No selling of personal information - Secure authentication and storage Who Is HomeSpend For? - Couples managing shared expenses - Families tracking household costs - Shared apartments and homes - Anyone who wants visibility without tension HomeSpend — shared spending, without the stress.

Screenshots

Split expenses4 screens
HomeSpend4 screens

Verdict

The call

The clearest difference is in-app purchases: HomeSpend at none against Split expenses's 3. HomeSpend also leads on update cadence (every 2 days vs monthly) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split expenses sells 3 in-app purchases, starting at $0.99 per month. HomeSpend asks for nothing beyond the download.

UpkeepUpdate frequency

Split expenses ships an update monthly, HomeSpend every 2 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Split expenses versus HomeSpend: the parameters behind the verdict, then further details
ParameterSplit expensesHomeSpend
PriceFreeFree
Rating4.3 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size12 MB36 MB
Age rating4+4+
DeveloperJorge RomanosMunsif Raza

In-app purchases

3 purchases

Split expenses

Subscriptions2
  • Monthly Pro$0.991 Month
  • Annual Pro$8.991 Year
One-time1
  • Lifetime Pro$14.99
None

HomeSpend

No in-app purchases

Questions

Is Split expenses free?
Split expenses is free to download, with in-app purchases available.
Is HomeSpend free?
HomeSpend is free to download, with no in-app purchases.
Do Split expenses or HomeSpend have ads?
Neither Split expenses nor HomeSpend shows ads.
Which is updated more often, Split expenses or HomeSpend?
Split expenses ships an update monthly, and HomeSpend every 2 days. Most recently, Split expenses was updated on October 12, 2026 and HomeSpend on October 6, 2026.

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