Comparison

Paymaart vs Budget Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Paymaart

Features
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Paymaart: Your Financial BFF Paymaart is the smart way to pay, get paid, and stay in control of your money in Malawi. From airtime bundles to everyday payments, Paymaart keeps everything in one simple, secure app. Quick, Paperless Registration Sign up in minutes with our secure Online KYC process. Enjoy bank-level protection with two-factor authentication. Cash-In & Pay-In β€’ Cash in at any Paymaart agent or via bank transfer. β€’ Move your cash into digital money quickly and safely. β€’ Transaction limits up to 5,000,000 MWK keep you ready for anything. Membership Plans β€’ Join Prime or PrimeX for 30 or 91 days. β€’ Enjoy zero transaction fees on member plans. β€’ Get great value, every time you transact. Pay Afrimax & Pay Airtel β€’ Pay Afrimax o Pay directly into your Afrimax account from Paymaart. o No delay and no manual intervention. o Confirm your Afrimax ID, choose the amount, and you’re done. β€’ Pay Airtel o Buy Airtel Malawi bundles for any Airtel phone number, right inside Paymaart. o Top up your own line or someone else’s in a few taps. o Paymaart remembers your recent Pay Airtel and Pay Afrimax transactions, so repeat payments are even faster. Send Money Instantly β€’ Send money to anyone, even if they’re not on Paymaart yet. β€’ Ideal for rent, family support, and shared expenses. Merchant Payments β€’ Pay at participating shops and merchants with QR codes or USSD. β€’ Your phone becomes your payment device. Transaction History β€’ See up to 90 days of transactions. β€’ Track your spending and stay in control. In-App Guidance β€’ Tap (i) for instant tips and explanations. β€’ Use our Guides and FAQs to learn as you go. 24/7 Support β€’ Get help any time by emailing hello@paymaart.com. β€’ We’re here when you need us. Earn Interest β€’ Eligible balances earn quarterly interest. β€’ Make your money work harder for you. Easy Cash-Out β€’ Withdraw cash at any Paymaart agent. β€’ Move seamlessly between cash and digital money. USSD Access β€’ No smartphone? Dial *480# to access Paymaart services. Security β€’ Two-factor authentication. β€’ End-to-end encryption. β€’ Strong protection for your account and your data. User-Friendly Interface β€’ Clean, simple screens. β€’ Built for fast, everyday use. Exclusive Offers β€’ Look out for in-app deals and promotions available only to Paymaart users. Download Paymaart today and take control of your money with simple, secure, and direct payments β€” including Pay Afrimax and Pay Airtel β€” all in one app.

About

Budget Expense Tracker

Features
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Control your finances with us! Now track income, expenses, set budget goals, enjoy graphic view and multi-currency support with us. Our Budget planner offers a range of powerful features to keep your budget in check: 1. Multi-Account Management: Effortlessly handle savings, wallets, and cards all in one place. 2. Budget & Goals: Create Multiple budgets & goals and meet your expectations easily. 3. Customizable Categories: Choose from pre-made templates or create your own budget tracking categories for income and expenses. 4. Budget Calculator: Plan your monthly finances with ease using our built-in calculator to boost savings and growth. 5. Flexible Budgeting: Sort and manage daily, weekly, or monthly budgets by date or amount. 6. Financial History Review: Access and analyze past financial data to refine your budgeting strategies. 7. Secure Syncing: Sync your account safely by selecting your country and bank, ensuring privacy. 8. PIN Protection: Keep your data secure with a personalized PIN code. 9. Multi-Currency & Language Support: Manage your budget comfortably across different currencies and languages. 10. Visual Insights: View income and expense patterns with clear, easy-to-read graphs. 11. Optimized Budget Planning: Adapt your monthly budget to your personal rhythm for timely financial decisions with budget planner. 12. User-Friendly Interface: Enjoy a sleek, seamless experience for effortless money management. Expense Budget Planner is more than just an app; it’s your personal finance manager. Start today to streamline your spending, track your finances, and save more with Budgy. Budget Expense Tracker offers a $1.99 Monthly Subscription Renewing and a $12.99 Yearly Subscription Renewing to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Premium Subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy URL: https://fn-privacypolicy.herokuapp.com/budgy

Screenshots

Paymaart4 screens
Budget Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Paymaart at none against Budget Expense Tracker's 3. Budget Expense Tracker's advantage is iOS requirement (13.4 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Budget Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Paymaart asks for nothing beyond the download.

Scorecard2 real differences Β· 4 level
Paymaart versus Budget Expense Tracker: the parameters behind the verdict, then further details
ParameterPaymaartBudget Expense Tracker
PriceFreeFree
Update frequencyEvery 2 daysβ€”
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.4 β€” better
Further details β€” not scored
Size77 MB36 MB
Age rating4+4+
DeveloperAfrimax LimitedANEETA WAQAS MALIK

In-app purchases

None

Paymaart

No in-app purchases

3 purchases

Budget Expense Tracker

Subscriptions2
  • Monthly Subscription$4.991 Month
  • Yearly Subscription$29.991 Year
One-time1
  • Lifetime Subscription$79.99

Questions

Is Paymaart free?
Paymaart is free to download, with no in-app purchases.
Is Budget Expense Tracker free?
Budget Expense Tracker is free to download, with in-app purchases available.
Do Paymaart or Budget Expense Tracker have ads?
Neither Paymaart nor Budget Expense Tracker shows ads.

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