Comparison

Loopay vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loopay

This app simplifies financial transactions by allowing users to send and receive money, pay bills, and top up mobile data. It prioritizes security with encryption and provides real-time notifications. A rewards program enhances user engagement.

Highlights
  • Send and receive money
  • Bill payments
  • Mobile data top-ups
  • Secure transactions
  • Real-time notifications
  • User rewards program
Features
Read full description

Loopay is a versatile payment app designed to simplify financial transactions for users. With a user-friendly interface, Loopay facilitates seamless sending and receiving of money, allowing users to transfer funds effortlessly within local community. Whether you're splitting bills, paying for services, or reimbursing a friend, Loopay streamlines the process securely. Beyond peer-to-peer transactions, Loopay expands its functionality to cover bill payments, enabling users to settle utility bills, subscriptions, and other expenses directly through the app. This feature not only saves time but ensures timely payments, avoiding late fees. Loopay also supports data and mobile virtual top-ups, allowing users to recharge their mobile phones conveniently through the app. This feature is especially handy for those on the go, eliminating the need for physical top-up cards or visiting retail outlets. Security is a top priority for Loopay, incorporating robust encryption measures to safeguard user data and financial information. The app also provides real-time transaction notifications, offering users peace of mind and transparency in their financial activities. Additionally, Loopay offers a user rewards program, encouraging loyalty through cash back incentives, discounts, or exclusive deals with partnering merchants. This not only enhances user engagement but also adds value to the overall experience. Loopay's commitment to customer satisfaction is reflected in its responsive customer support team, ready to assist with any inquiries or concerns. With its comprehensive set of features and commitment to user experience, Loopay stands as a reliable and efficient local payment solution for a variety of financial needs.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

Highlights
  • Secure and convenient payments
  • Free multi-currency wallet
  • Instant fund addition
  • Send, request, and transfer money
  • Multi-currency exchange
  • Virtual card issuance
Features
Read full description

LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

Loopay1 screens
LubyPay4 screens

Verdict

The call

The clearest difference is update cadence: LubyPay at every 2 weeks against Loopay's every 5 weeks. LubyPay also leads on iOS requirement (13.4 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Loopay against 5.0 for LubyPay. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Loopay ships an update every 5 weeks, LubyPay every 2 weeks. The most recent releases landed on September 17, 2026 and July 9, 2026 respectively.

Scorecard2 real differences · 8 level
Loopay versus LubyPay: the parameters behind the verdict, then further details
ParameterLoopayLubyPay
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews50.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.4 — better
Further details — not scored
Size39 MB68 MB
Age rating4+17+
DeveloperTriluxy Ways LimitedLubyAll LLC

Customer experience

Loopay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

LubyPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Loopay

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is Loopay free?
Loopay is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Which has better reviews, Loopay or LubyPay?
Loopay and LubyPay are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Loopay or LubyPay have ads?
Neither Loopay nor LubyPay shows ads.
Which is updated more often, Loopay or LubyPay?
Loopay ships an update every 5 weeks, and LubyPay every 2 weeks. Most recently, Loopay was updated on September 17, 2026 and LubyPay on July 9, 2026.

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