Comparison

duka Merchant vs Settlo Business

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

duka Merchant

Features
Read full description

Are you a partner with duka.direct? If so, the duka merchant app is your business management tool. Download it to view orders, adjust item availability, and more. Owners, managers, and staff can use it daily to boost delivery efficiency. Simply log in with your duka.direct credentials once you've downloaded the app.

About

Settlo Business

Features
Read full description

Settlo Business is a powerful business management app that gives you everything you need to start, manage, and grow your business from your mobile phone. Manage sales, products, inventory, expenses, online orders, customers, staff, and business performance โ€” all in one place. Whether you run a shop, restaurant, cafรฉ, salon, pharmacy, or other business, Settlo helps you stay in control and make better business decisions. FEATURES - Manage sales and track transactions in real time - Accept Mobile Money, cash, and card payments - Manage products with photos, names, prices, variants, and barcodes - Track inventory and stock levels - Record and manage business expenses - Apply discounts and manage pricing - Manage customers and customer information - Manage staff and assign user roles - Sell online with a free e-Commerce website - Receive online order notifications via SMS and in-app alerts - Manage online orders and track sales - Share product links with customers via WhatsApp for quick checkout - View real-time business reports and analytics - Access complete sales and transaction history - Manage multiple businesses from one account - Continue working with offline mode when internet connectivity is unavailable With Settlo Business Owner, you have the tools to START, MANAGE, and GROW your business from anywhere. Download Settlo Business Owner and take control of your business today.

Screenshots

duka Merchant4 screens
Settlo Business4 screens

Verdict

The call

The clearest difference is update cadence: Settlo Business at every 6 days against duka Merchant's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

duka Merchant ships an update every 2 months, Settlo Business every 6 days. Both last shipped on November 4, 2026.

Scorecard1 real difference ยท 5 level
duka Merchant versus Settlo Business: the parameters behind the verdict, then further details
Parameterduka MerchantSettlo Business
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.0 โ€” better15.5
Further details โ€” not scored
Size43 MB110 MB
Age rating4+4+
DeveloperSelcom Paytech LimitedSettlo Technologies Limited

In-app purchases

None

duka Merchant

No in-app purchases

None

Settlo Business

No in-app purchases

Questions

Is duka Merchant free?
duka Merchant is free to download, with no in-app purchases.
Is Settlo Business free?
Settlo Business is free to download, with no in-app purchases.
Do duka Merchant or Settlo Business have ads?
Neither duka Merchant nor Settlo Business shows ads.
Which is updated more often, duka Merchant or Settlo Business?
duka Merchant ships an update every 2 months, and Settlo Business every 6 days. Most recently, duka Merchant was updated on November 4, 2026 and Settlo Business on November 4, 2026.

Other comparisons