DEF Reset vs Student Loan Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DEF Reset
This app helps users build enduring habits and discipline by tracking daily essential habits. Users can also interact with and compete against others on their personal improvement journey.
- Track eight essential daily habits
- Build enduring habits and discipline
- Interact with other users
- Compete with others
- Follow users on their path
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The Discipline Equals Freedom (DEF) Reset is a personal improvement and community app designed to instill enduring habits and discipline. Each day, you'll track eight essential habits and interact, compete, and follow others on the path
Student Loan Planner
Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.
- Browse topic spaces for loan plans
- Join discussions and share repayment stories
- Connect with profession-specific communities
- Search past conversations
- Save and bookmark helpful posts
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Join the Student Loan Planner® Community, a dedicated space for student loan borrowers to connect, share experiences, and compare repayment strategies. This companion app is powered by Circle and offers an easy, ad-free place to discuss your loans and learn from others on similar journeys. Inside the app, you can: • Browse topic spaces for IBR, RAP, PSLF, IDR, PSLF, refinancing, and forgiveness strategies • Join discussions and share your own repayment story about repayment milestones, challenges, and wins • Connect with peers in profession-specific communities for physicians, dentists, veterinarians, lawyers, and other professionals • Search past conversations to see how others handled similar loan situations • Save and bookmark helpful posts for future reference Who this community is for: • Borrowers navigating SAVE or other IDR plans • Public service workers pursuing PSLF or IDR forgiveness • Professionals managing high student loan balances • Partners or families managing loans together Community guidelines: This is a peer discussion space, not a financial advice platform. Posts are community-generated and reflect individual experiences, not official guidance. Always verify details through official sources before making loan decisions. The Student Loan Planner® Community is hosted by Student Loan Planner and powered by Circle.
Screenshots
Verdict
The clearest difference is review sentiment: Student Loan Planner at 100% against DEF Reset's 28%. Student Loan Planner also leads on rating (5.0 vs 3.2). DEF Reset's advantage is ratings volume (116 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Student Loan Planner holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: DEF Reset has 116 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 28% of DEF Reset's written reviews are positive against 100% of Student Loan Planner's.
DEF Reset ships an update monthly, Student Loan Planner every 5 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | DEF Reset | Student Loan Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (116 ratings) | 5.0 (15 ratings) — better |
| Positive reviews | 27.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 116 — better | 15 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 34 MB | 90 MB |
| Age rating | 17+ | 17+ |
| Developer | Jocko Publishing | SL PLANNER LLC |
Customer experience
DEF Reset
Student Loan Planner
Bugs and requests
DEF Reset
Reported bugs
4 issues- Freezing on end-user license agreement
- Inability to update profile picture
- Inconsistent behavior across iOS versions
- Password reset issues and login failures
Requested features
3 requests- Year-round progress tracking and calendar
- Customizable workout and habit options
- Incentives or rewards for reaching milestones
Student Loan Planner
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DEF Reset
No in-app purchases
Student Loan Planner
No in-app purchases
Questions
Is DEF Reset free?
Is Student Loan Planner free?
Which has better reviews, DEF Reset or Student Loan Planner?
Do DEF Reset or Student Loan Planner have ads?
Which is updated more often, DEF Reset or Student Loan Planner?
Other comparisons
