Bbegi vs SaveSwap

Keep your spending in view. Share a small spend by choice. Bbegi combines a private spending ledger with a community for structured spending posts. Record everyday spending without creating a community profile. When you choose to share, select an amount, currency, category and a spending perspective. Your ledger is never copied automatically to Community. YOUR PRIVATE RECORDS • Add an amount, date, category, note or small receipt photo. • Search and edit records, see category totals and follow six months of recorded spending. • Keep USD, EUR, KRW and JPY records and budgets separate. No currency conversion is assumed. • Export or import a compatible backup through Files. A SHARED PERSPECTIVE • Browse public structured posts without creating a profile. • Receive an assigned community name when you choose to publish. Publishing requires declaring you are 18 or older and agreeing to the current terms and rules; age is not verified. • Choose a fixed spending message: an everyday essential, a small treat, a considered purchase or worth the spend. • Confirm the public fields before publishing. Free text, custom nicknames and photos cannot be posted to Community. • Report a post to have it hidden from the public feed. Block or unblock a profile, or delete your own posts and community profile in the app. A valid structured post becomes public after automatic checks. One accepted report hides it from everyone and it cannot be restored. Blocking filters signed-in feeds in both directions; public posts can still be seen without signing in until reported or deleted. You can also exchange monthly spending cards with people you choose. Cards contain category totals for one month and currency, without receipts or individual purchases. They are personal summaries, not a population average. Your private ledger, free notes, receipt photos and backups are separate from Community. You control local exports and sharing. Deleting a community profile keeps private records on your device. Original-service profiles and posts are not imported. A recovery key restores only a profile from this rebuilt service; there is no email recovery. Earlier unstructured posts are not displayed publicly, and saved photo/text drafts remain private. Available in English and Korean on iPhone and iPad.

Cook instead of ordering in. Take the subway instead of a cab. Log the money you didn't spend in 10 seconds and watch your monthly and yearly savings fill up a jar. A budget app only tracks what you spent — the money you saved disappears as zero. SaveSwap uses a simple delta: intended price − actual price = money saved, stacking your unspent money like savings. ■ Perfect for - Keeping a record of no-spend days and frugal living - Cutting back on delivery, subscriptions, and impulse buys - Anyone who stays motivated when savings are visible ■ Features - Delta logging: enter the intended and actual amount, the saved amount is calculated automatically - One-tap presets: log frequent swaps (delivery to home meal, cab to subway) instantly - No-spend presets: log money you avoided — canceled subscriptions, skipped impulse buys - Saving streaks: keep the chain going every day you record - Savings jar dashboard: today's and this month's total savings - Stats: category breakdown, last 6 months, and an "at this pace, X per year" projection - Savings goal with progress and an estimated finish date - Data export, dark mode, Korean and English ■ Privacy No sign-up required. Records are stored only on your device.