Windfall vs Expeny

Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions RIGHT ON YOUR WRIST • Log an expense or income on Apple Watch in a few taps: amount, category, done • Your most recently used categories come first, and you can dictate a merchant name • Keep logging when your iPhone is out of reach; entries sync as soon as it's near • See today's spend and your latest entries on the Today page • Put Today's Spend on a watch face or in the Smart Stack, and tap it to open the keypad • Say it (Pro): dictate the whole thing, like ‘Uber to the airport $24’, and review the entry before it's saved • Watch entries count toward the same budgets and insights, and teach Windfall your merchants NEVER MISS A BILL (PRO) • See upcoming bills and income on an Upcoming screen and on Home • Log recurring payments automatically, or have Windfall ask first • Get reminders, price-change alerts, and a duplicate warning • Find recurring payments hiding in your history • Budgets set money aside for bills that are coming up • Check and log payments with Siri, Shortcuts, and Spotlight ACCOUNTS THAT LOOK LIKE CARDS • Pick a card design and a network such as Visa, Mastercard, American Express, or Discover • Tap a card to flip it, or drag to tilt it • Account pickers suggest the account you usually use at a merchant, and tell you why YOUR YEAR IN REVIEW • From December 1, relive your year as a story: totals, your biggest month, top categories, and the places you visit most • See your longest logging streak and what recurring payments cost you over a year (Pro) • Share a story or square card, with amounts hidden unless you choose to show them KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device, and entries you log on Apple Watch go straight to your iPhone. Smart Entry can run on device; when Cloud parsing, receipt scanning, or Say it on Apple Watch uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone and Apple Watch tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

Expeny is the private, all-in-one money tracker that keeps your entire financial life on your iPhone — no account, no sign-up, nothing ever leaves your device. Most finance apps want your bank logins and a monthly fee. Expeny does the opposite: everything is calculated on-device, and you unlock it once — for life. See your spending, budgets, bills, savings, investments and debts in one calm place. TRACK EVERY PENNY • Log expenses and income in seconds • Scan receipts on-device with Apple Vision — text is read locally, never uploaded • Quick-add from Home Screen widgets, Control Center, Lock Screen and Siri • Works in any currency, anywhere in the world BUDGETS THAT ACTUALLY STICK • Set a monthly budget and watch a clear progress ring • Per-category budgets so you see exactly where money goes • Trends, category breakdowns and a projected month-end total NEVER MISS A BILL • Track due dates and mark bills "Paid" in one tap • Smart reminders before money is due • Recurring income added automatically each month AUTOMATIC TRACKING • category-based automation for automatic logging. • enriched SMS logging and other shortcuts for direct logging. SHARING & ACCOUNT • multiple accounts to accurately track money across banks, wallets, cash, savings, and credit. • separate spaces and share them with family members to keep expenses organized and separated. BUILD REAL WEALTH • Savings goals you can watch grow • Track investments, portfolio value and profit • Manage loans and debts in one place • Get a 0–100 Financial Health score from four real signals FREE, NO ACCOUNT NEEDED • Unlimited expense & income tracking • Monthly budget with progress ring • 5 free receipt scans • 1 savings goal, 1 investment, 1 debt • Bills, recurring income, widget & any currency EXPENY PREMIUM — ONE PRICE, YOURS FOREVER • Unlimited goals, investments & debts • Financial Health score + full breakdown • Unlimited receipt scanning • Custom categories & per-category budgets • Bill reminders & price alerts • Full statistics: weekly, yearly & forecasts • Household sharing & PDF reports • Siri Shortcuts & Lock Screen widgets No subscription. No renewals. Pay once and keep everything. WHO IT'S FOR ► People who want to budget without linking a bank ► Privacy-minded users tired of data-hungry apps ► Couples & families sharing one household budget ► Anyone saving for a goal, paying off debt or building a portfolio PRIVATE BY DESIGN No account. No servers. No data selling. No ads. Your numbers stay on your device — that's the whole point. WHY EXPENY One calm app for your whole financial life that respects your privacy and your wallet. Pay once, own it forever. Take quiet, complete control of your money with Expeny.