时小融 vs 乐盈花
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
时小融
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时小融-信贷服务平台，便捷、合规、智能的信贷服务平台。 轻松解决您的资金问题，借款更快捷 （产品优势） 1.安全合规:正规持牌金融机构放款，让您更放心。 2.息费透明:利率合规，借款费用透明可见。 3.申请简单:3项简易认证，线上极速审批。 4.活动多样化:新人首次尊享7天免息券。 （温馨提示） 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。 若有不法分子冒充时小融工作人员，以帮助您申请贷款、协商减免还款等理由向你索要佣金，或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息，请您注意辨别，保留好相关截图，并联系时小融官方客服加以核对确认。
乐盈花
Offers secure, low-interest small loan services. Loan amounts, disbursement times, and approval rates are subject to actual review. Borrow responsibly based on personal capacity.
- Small loan services
- Low interest rates
- Secure platform
- Cash advances
- Credit loans
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乐盈花-为您提供安全，低利息的小额贷款服务！ 温馨提示：贷款额度、放款时间、通过率等以实际审批为准。贷款有风险，借款需谨慎，请根据个人能力合理贷款。
Screenshots
Verdict
The clearest difference is update cadence: 时小融 at every 8 days against 乐盈花's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
时小融 ships an update every 8 days, 乐盈花 every 2 months. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.
| Parameter | 时小融 | 乐盈花 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| Update frequency | Every 8 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 58 MB | 33 MB |
| Age rating | 17+ | 17+ |
| Developer | Shishi Huxin (Wuhan) Digital Technology Co., Ltd. | 武汉小紫啧科技有限公司 |
In-app purchases
时小融
No in-app purchases
乐盈花
No in-app purchases
