Comparison

Mirupa vs Toke

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mirupa

This app helps you track expenses and manage your budget privately on your iPhone. Log purchases quickly, visualize spending, and set budgets without needing a bank login or cloud storage. It offers multi-currency support and is available in 31 languages.

Highlights
  • Fast expense logging with smart suggestions
  • Customizable budget categories
  • Spending forecasts and saving tips
  • Recurring transaction management
  • Beautiful spending charts
  • Multi-currency support
  • 100% offline functionality
Features
Read full description

Mirupa is a fast, private expense tracker and money manager — right on your iPhone. Log a purchase in seconds, see exactly where your money goes, and stay on budget. No bank login, no account, no cloud: your data stays on your device. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet, nothing leaves your phone • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html

About

Toke

This app allows you to quickly and securely send and receive money, pay at merchants using QR codes, and top up your mobile phone. It facilitates instant transfers and digital payments, all backed by financial institution security.

Highlights
  • Send and receive money via phone number
  • Pay with QR codes at merchants
  • Top up mobile phone credit and data
  • Instant money transfers 24/7
  • Generate QR codes for payments
  • Send payment requests
Read full description

Toke – Tu billetera para pagar, enviar y recibir dinero Toke te permite enviar dinero, pagar con QR y recargar tu celular desde tu celular de forma rápida y segura Envía y recibe dinero • Envía dinero usando solo el número de celular • Recibe pagos al instante • Transferencias disponibles 24/7 Paga fácil • Paga en comercios con códigos QR • Envía dinero a tus contactos • Pagos digitales rápidos y seguros Recarga • Recarga tu celular • Compra minutos o paquetes de datos Cobra con Toke • Recibe pagos con tu número de celular • Genera códigos QR para cobrar • Envía solicitudes de pago Seguridad Toke está respaldada por Banco Popular Dominicano y Qik. Cumple con los estándares de seguridad del sistema financiero DESCARGA TOKE Y EMPIEZA A PAGAR, ENVIAR Y RECIBIR DINERO DESDE TU CELULAR. Recuerda: Si ya eres cliente del Banco Popular o Qik Banco Digital, ya tienes incluido el botón de Toke en el app de tu banco.

Screenshots

Mirupa4 screens
Toke4 screens

Verdict

The call

The clearest difference is review sentiment: Mirupa at 100% against Toke's 37%. Mirupa also leads on rating (5.0 vs 4.5) and update cadence (weekly vs every 3 weeks). Toke's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. Toke asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Mirupa holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Toke has 851 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Mirupa's written reviews are positive against 37% of Toke's.

UpkeepUpdate frequency

Mirupa ships an update weekly, Toke every 3 weeks. Both last shipped on November 4, 2026.

Scorecard7 real differences · 3 level
Mirupa versus Toke: the parameters behind the verdict, then further details
ParameterMirupaToke
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (851 ratings)
Positive reviews100.0% of reviews — better36.7% of reviews
Number of ratings2851 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.216.0 — better
Further details — not scored
Size27 MB198 MB
Age rating12+17+
DeveloperNguyen SonTungBanco Popular Dominicano

Customer experience

Mirupa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Toke

All ratings851 ratings
Positive87.2%
Neutral2.2%
Negative10.6%
Written reviews30 reviews
Positive36.7%
Neutral3.3%
Negative60.0%

In-app purchases

4 purchases

Mirupa

Subscriptions3
  • Mirupa Premium$1.997 Days
  • Mirupa Premium$3.991 Month
  • Mirupa Premium3 Days trial$19.991 Year
One-time1
  • Mirupa Pro Lifetime$59.99
None

Toke

No in-app purchases

Questions

Is Mirupa free?
Mirupa is free to download, with in-app purchases available.
Is Toke free?
Toke is free to download, with no in-app purchases.
Which has better reviews, Mirupa or Toke?
Mirupa is rated higher. Mirupa averages 5.0 out of 5 from 2 ratings, while Toke averages 4.5 from 851 ratings.
Do Mirupa or Toke have ads?
Mirupa shows ads; Toke does not.
Which is updated more often, Mirupa or Toke?
Mirupa ships an update weekly, and Toke every 3 weeks. Most recently, Mirupa was updated on November 4, 2026 and Toke on November 4, 2026.

Other comparisons