Comparison

Mirupa vs Payk Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mirupa

This app helps you track expenses and manage budgets without connecting to your bank. Log purchases quickly, customize categories, and visualize your spending with charts. It works offline and prioritizes your privacy.

Highlights
  • Offline expense and income logging
  • Customizable budget categories
  • Spending forecasts and saving tips
  • Recurring transaction setup
  • Spending charts and multiple accounts
  • Multi-currency support
  • Face ID/Touch ID app lock
Features
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Mirupa is an expense tracker and budget planner for iPhone with no bank connection and no account. Log a purchase in seconds, see exactly where your money goes, and stay on budget. It works offline, and your records stay on your device, with backup to your own iCloud. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html

About

Payk Business

Features
Read full description

PAYK CFO — мобильная платформа для финансового директора. Управляйте денежными потоками, кассой, складом и аналитикой в одном приложении. Работает на русском и таджикском язы ках. Функции: • Дашборд CFO — балансы, выручка, расходы, динамика • Касса — приходы/расходы, остатки по кассам и сменам • Склад — остатки, приход, перемещения • Операции — лента всех движений с фильтрами • AI-подсказки — риски и рекомендации • Безопасность — Face ID, защищенное хранение данных

Screenshots

Mirupa4 screens
Payk Business4 screens

Verdict

The call

The clearest difference is in-app purchases: Payk Business at none against Mirupa's 4. Payk Business also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.2). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. Payk Business asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 5 level
Mirupa versus Payk Business: the parameters behind the verdict, then further details
ParameterMirupaPayk Business
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 9 daysEvery 9 days
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.215.0 — better
Further details — not scored
Size27 MB28 MB
Age rating12+9+
DeveloperNguyen SonTungMahmadsaid Boboev

In-app purchases

4 purchases

Mirupa

Subscriptions3
  • Mirupa Premium$1.997 Days
  • Mirupa Premium$3.991 Month
  • Mirupa Premium3 Days trial$19.991 Year
One-time1
  • Mirupa Pro Lifetime$59.99
None

Payk Business

No in-app purchases

Questions

Is Mirupa free?
Mirupa is free to download, with in-app purchases available.
Is Payk Business free?
Payk Business is free to download, with no in-app purchases.
Do Mirupa or Payk Business have ads?
Mirupa shows ads; Payk Business does not.
Which is updated more often, Mirupa or Payk Business?
Mirupa ships an update every 9 days, and Payk Business every 9 days. Most recently, Mirupa was updated on November 8, 2026 and Payk Business on November 10, 2026.

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