MLO Study Buddy vs NMLS Prep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MLO Study Buddy
Organize all your courses in one convenient application. Receive timely updates and access your educational content without needing to log in repeatedly.
- Access all courses in one app
- Push notifications for news and updates
- Password-free course access
- Organized learning environment
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Inside the MLO Study Buddy app, you can: Access all of your courses in one easy to use app Receive push notifications with the latest news and updates Access to all of your courses without having to remember your password
NMLS Prep
Prepare for your Mortgage Loan Originator exam with practice questions, flashcards, and audio study guides. Track your progress, review missed questions, and access full mock exams. Study key regulations and federal laws with explanations and sources.
- Free 25-question initial check
- Detailed explanations for every question
- Review queue for missed questions
- Access to full regulation texts
- Daily study plans
- Flashcards for each test section
- Full mock exams
- Audio study guide with captions
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Start with a free 25-question check with your score and every answer explained. Then one payment. No auto-renewal. The check takes about 10 minutes. At the end you see your score against the pass line, section by section, and a full review of every question with its explanation. Every question you missed goes into your review queue, each with an explanation and source, ready to study. The sources behind the questions are in the app, readable in full: Regulation Z, RESPA, the SAFE Act, the HUD handbook, CFPB guidance, and more. Search them in your own words. WHAT ACCESS ADDS - A daily plan sized to your exam date: 5, 10, 15 or 20 minutes, weakest sections first. - Practice your missed questions until they clear. - New questions every day across all five test sections: Federal law, Origination, General knowledge, Ethics, and the Uniform State Test. - Flashcards for every section of the test, one fact to a card with its source. They come first in your daily session. - Full mock exams, timed and scored like the real test. - A readiness number, projected to exam day and updated as you practice. THE STUDY GUIDE Access includes an audio study guide that covers every section of the test, chapter by chapter. Download it and listen without a connection. Captions run as it plays. Open the source as you listen. Access is one payment: 90-Day Access (90 days of full access) or Lifetime Access (full access, no expiration). No auto-renewal. No account to create. Your progress stays on your phone and in your private iCloud. THE QUESTIONS Every question cites the rule it tests: RESPA, TILA, ECOA, the SAFE Act, HMDA, Regulation Z, and the rest of the NMLS content outline. A person checks each one against the regulation and dates the review. You see that date in the app. Nothing here is copied from the real test. We do not sell answer keys. WHO IT IS FOR People taking the NMLS SAFE Mortgage Loan Originator test for the first time, and people taking it again who want to know which sections cost them last time. Terms of Use: https://passline.app/terms Privacy Policy: https://passline.app/privacy
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Verdict
The clearest difference is rating: NMLS Prep at 5.0 against MLO Study Buddy's 4.4. MLO Study Buddy's advantage is in-app purchases (none vs 2) and ratings volume (10 vs 2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. NMLS Prep sells 2 one-off in-app purchases. MLO Study Buddy asks for nothing beyond the download.
NMLS Prep holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: MLO Study Buddy has 10 ratings behind it against 2, so its average is the more settled of the two.
| Parameter | MLO Study Buddy | NMLS Prep |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (10 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 10 — better | 2 |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 9 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Rocco Loguercio | Andrei Danielyan |
In-app purchases
MLO Study Buddy
No in-app purchases
NMLS Prep
- 90-Day Access$49.99
- Lifetime Access$79.99
Questions
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