FinToolbox vs At Home Lending

FinToolbox is a financial digital assistant available to you free through an invitation from your The Mortgage Broker Builder representative. We help you get mortgage ready and manage your financial life. Organize in one place: Your FinToolbox dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed on your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with The Mortgage Broker Builder to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt-to-income ratio, improving, or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment, and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use FinToolbox to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with The Mortgage Broker Builder. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

Looking for an easy-to-use and accurate mortgage calculator? At Home Lending offers a reliable mortgage app that simplifies complex calculations and includes a document scanner for added convenience. Whether you're buying a new home or refinancing through FHA, Conventional, Jumbo, Rural, or VA loans, our app helps you easily determine the ideal loan amount. Enter the sales price, insurance, and tax amounts to calculate your monthly payments, considering mortgage insurance and down payments relevant to the loan type. Completed calculations can be saved for later or you can contact a mortgage broker directly through the app. Key features of At Home Lending Mortgage Calculator include: Calculators for 5 Loan Types: FHA, Conventional, Jumbo, Rural, and VA New Home or Refinance options Accurate calculations using the latest mortgage insurance regulations Save quotes and contact a local mortgage broker easily The only TILA Compliant Mortgage Calculator app with accurate APR in every calculation. Document scanner functionalities: Detects page edges Combines pages into a single PDF Sends PDFs via email Offers color, black and white, and grayscale scans Enhances black and white images Adjusts perspective for realistic scans. Ideal for homeowners and Realtors, the At Home Lending Mortgage Calculator is beloved by Mortgage Brokers and Loan Officers for its ability to serve as a virtual business card, complete with mortgage calculations and scanning functionalities. Whenever a real estate agent or home buyer needs loan calculations, At Home Lending is just a tap away. "Distributing my app is like giving out a business card that no one loses," says Brad Mabey, SLC. Register at http:/ At Home Lending.com with your information and receive a custom installation link. Share this link with Realtor colleagues and once installed, the app acts as your digital business card.