miPlata vs Total Send

miPlata is the digital wallet built specifically for Latino workers. Open a U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app. SIGN UP WITH THE ID YOU HAVE Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN. GET PAID WITH DIRECT DEPOSIT Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly. SEND MONEY TO LATIN AMERICA Send secure international transfers to Mexico, Colombia, and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra. SHOP WITH YOUR VISA® DEBIT CARD Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door. PAY ZERO HIDDEN FEES No hidden fees and no surprises. Keep exactly what you earn. • $0 monthly maintenance fees • $0 minimum balance requirements • $0 overdraft fees • $0 foreign transaction fees SEND MONEY INSTANTLY Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app. GET BILINGUAL SUPPORT Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish. Sign up for miPlata today. Contact & Support Need help? Our bilingual support team is here for you. Email us: ayuda@miplata.com WhatsApp us: +1 (855) 635 2022 Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU). Legal Disclosures: 1 - The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and miPlata website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. miPlata is not a bank. miPlata is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card. 2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website. 3 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay. 4 - miPlata USDB accounts are not backed by FDIC protections. 5 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees.

Send money to Latin America without hidden fees and with competitive exchange rates. Total Send works with major payment networks like Visa® and Mastercard® to enable secure and convenient transfers from the US to your loved ones abroad. Trackable transfers with visible fees and delivery status. PAY LESS, SEND MORE - Enjoy competitive rates that are provided through our financial network. See the quoted rate before payment. - You’ll see the total cost upfront — no last-minute surprises. REGISTER IN MINUTES AND START SENDING MONEY - All you need is an official photo ID such as a Passport, Driver's License, State ID, or similar. - Send money from your mobile phone in just a few steps. SECURITY AND CONVENIENCE - Transfers are processed through regulated financial partners using encrypted technology. - Pay with your Visa® or Mastercard® cards, or with cash at our network of participating stores. COUNT ON US - Your experience is our priority. Please email us if you need any assistance. - We understand the importance of your money and the person to whom you are sending it. - Our team comprises individuals who understand your culture and needs. Your family deserves nothing less. - We designed this app to help you take care of your loved ones, just as we would. Why choose Total Send? Because here, you're with family. Our mission is to provide you with reliable tools to send, receive, and manage your money with confidence and ease. Download Total Send today and send money your way. Disclaimer: Transfer speeds, exchange rates, and availability may vary based on payment method, receiving institution, and location. All fees and quoted exchange rates are disclosed before confirming your transaction. Total Send by Leap Financial is not a bank or a money services business and operates through licensed financial partners. Visa® and Mastercard® do not guarantee exchange rates or endorse this product.