Comparison

Cash Flow Control vs Waterfall

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Cash Flow Control

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Introducing our comprehensive finance management app! Seamlessly create your income and expenses. Effortlessly add, edit, or delete transactions to stay on top of your finances. Gain valuable insights with detailed monthly statistics, allowing you to visualize your financial health at a glance. Our app calculates your net balance, indicating whether you're in surplus or deficit each month. Navigate transactions easily with advanced filtering options, enabling you to view specific income or expenditure categories. Utilize the powerful search functionality to quickly locate transactions by name, ensuring efficient management of your financial records. Enhance security and convenience with Face ID authentication, providing peace of mind for your sensitive financial data. Plus, customize your app experience with the ability to toggle Dark Mode according to your preference. Experience seamless integration with Google and Apple authentication options, streamlining the login process and ensuring hassle-free access to your financial data. With our feature-rich finance management app, take control of your finances like never before and pave the way towards financial freedom!

About

Waterfall

Features
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WATERFALL โ€” SEE WHERE YOUR MONEY GOES Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows โ€” income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went. No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money. โ— WHY PEOPLE LOVE WATERFALL "Finally, a budget app I actually understand." โ€” That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity. โ†’ Income flows in from the TOP as a single stream โ†’ Expenses branch DOWNWARD like a waterfall โ†’ Thick branches = heavy spending โ†’ Thin branches = light spending โ†’ The pool at the bottom = your remaining savings It's budgeting you can feel, not just read. โ— RIDICULOUSLY FAST Adding an expense takes 2 seconds: 1. Tap + 2. Enter amount 3. Pick category That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work. โ— FEATURES YOU'LL ACTUALLY USE โ—† Waterfall Visualization Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time. โ—† Recurring Bills & Income Rent, subscriptions, salary โ€” set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through. โ—† Smart Calendar See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought. โ—† Searchable History Find that one transaction from three weeks ago in seconds. No endless scrolling. โ—† Custom Categories Food, Transport, Bills, Shopping, Entertainment, Health โ€” all built in. Add your own with custom icons and colors. โ—† Monthly Comparison Swipe between months. See if you're spending more or less than last month. No complex reports needed. โ—† Daily Reminder An optional gentle evening nudge to log your day. Habits beat willpower. โ—† Speaks Your Language 50 languages and 100+ currencies. Waterfall works the way you do, wherever you are. โ— YOUR PRIVACY IS SACRED All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data โ€” by design. โ— FREE FIRST, PREMIUM OPTIONAL Almost everything in Waterfall is free. Premium supports development and unlocks: โ€ข No ads โ€” ever โ€ข Unlimited custom categories โ€ข Export to PDF & Excel Flexible monthly or annual plans โ€” go annual and save 45%. โ— BUILT FOR REAL PEOPLE Waterfall isn't for accountants or finance nerds. It's for: โ€ข You, if you've tried budgeting and quit โ€ข You, if pie charts make your eyes glaze over โ€ข You, if you just want to know "where did my money go?" โ€ข You, if you need something that takes seconds, not minutes Download Waterfall and finally see where your money goes โ€” beautifully. SUBSCRIPTIONS This app offers auto-renewable subscriptions. - Payment will be charged to your Apple ID account at confirmation of purchase. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Your account will be charged for renewal within 24 hours prior to the end of the current period. - You can manage or cancel your subscription in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cash Flow Control3 screens
Waterfall4 screens

Verdict

The call

The clearest difference is price: Waterfall at Free against Cash Flow Control's $2.99. Waterfall also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Cash Flow Control's advantage is ads (none vs shown) and update cadence (weekly vs every 5 months). On in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Waterfall is free to download; Cash Flow Control costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cash Flow Control ships an update weekly, Waterfall every 5 months. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard5 real differences ยท 1 level
Cash Flow Control versus Waterfall: the parameters behind the verdict, then further details
ParameterCash Flow ControlWaterfall
Price$2.99Free โ€” better
Update frequencyWeekly โ€” betterEvery 5 months
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS17.013.0 โ€” better
Further details โ€” not scored
Size13 MB38 MB
Age rating4+4+
DeveloperDiego MaidanaHafid Zaini

In-app purchases

None

Cash Flow Control

No in-app purchases

None

Waterfall

No in-app purchases

Questions

Is Cash Flow Control free?
Cash Flow Control costs $2.99, with no in-app purchases.
Is Waterfall free?
Waterfall is free to download, with no in-app purchases.
Do Cash Flow Control or Waterfall have ads?
Waterfall shows ads; Cash Flow Control does not.
Which is updated more often, Cash Flow Control or Waterfall?
Cash Flow Control ships an update weekly, and Waterfall every 5 months. Most recently, Cash Flow Control was updated on October 25, 2026 and Waterfall on October 31, 2026.

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