Comparison

BPR OTP vs JaliKoi

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BPR OTP

Features
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The BPR mobile One-Time-Password (M-OTP) is a time-based password generating software which produces a new OTP every 60 seconds. There is no communication or data transfer involved in the OTP generation process. A customer can use the M-OTP to log into applications such as internet banking and mobile banking for BPR Bank.

About

JaliKoi

Features
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Jalikoi is an app owned by Jali Finance with an aim to revolutionize digital financial convenience for individuals and businesses. For Consumers: Access asset-generating loans with affordable interest rates and flexible repayment tenures. Easily manage and track loan repayments in real-time. Earn cashback rewards on every transaction. Automatically save cashback for your next bill payment. Pay utility bills like airtime, electricity, and TV subscriptions with a few taps and earn cashback. For Businesses: Drive sales by building customer loyalty through cashback rewards. Create meaningful sales campaigns with cashback linked to impactful causes. Expand your reach with our integrated e-commerce platform to sell products online. All this and more, in one convenient App Jalikoi simplifies your financial journey while empowering growth and impact. Download Jalikoi today and join the digital inclusion movement!

Screenshots

BPR OTP4 screens
JaliKoi4 screens

Verdict

The call

The clearest difference is update cadence: JaliKoi at fortnightly against BPR OTP's every 11 months. BPR OTP's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BPR OTP ships an update every 11 months, JaliKoi fortnightly. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard2 real differences ยท 4 level
BPR OTP versus JaliKoi: the parameters behind the verdict, then further details
ParameterBPR OTPJaliKoi
PriceFreeFree
Update frequencyEvery 11 monthsFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 โ€” better15.0
Further details โ€” not scored
Size21 MB86 MB
Age rating4+4+
DeveloperKCB KenyaJali Finance Ltd

In-app purchases

None

BPR OTP

No in-app purchases

None

JaliKoi

No in-app purchases

Questions

Is BPR OTP free?
BPR OTP is free to download, with no in-app purchases.
Is JaliKoi free?
JaliKoi is free to download, with no in-app purchases.
Do BPR OTP or JaliKoi have ads?
Neither BPR OTP nor JaliKoi shows ads.
Which is updated more often, BPR OTP or JaliKoi?
BPR OTP ships an update every 11 months, and JaliKoi fortnightly. Most recently, BPR OTP was updated on October 27, 2026 and JaliKoi on October 30, 2026.

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