CashFlow Tracker Pro vs Spendable

CashFlow Tracker Pro is the premier tool for managing your finances effectively and efficiently. With this comprehensive app, you can easily track your expenses and income, giving you a clear understanding of where your money is going and coming from. One of the key features of CashFlow Tracker Pro is the ability to assign categories to each expense, allowing you to easily see where your money is being spent. Moreover, you have the option to create your own customized spending categories to tailor the app to your specific financial needs. In addition to expense tracking, CashFlow Tracker Pro offers a dedicated savings feature, providing you with a designated space to set aside money for your future financial goals. Whether you're saving for a vacation, a new car, or simply building an emergency fund, the savings feature makes it easy to stay on track. Furthermore, the app includes a robust statistics section that provides detailed insights into your spending habits. With visual graphs and charts, you can quickly identify trends and make informed decisions about your finances. Some of the application's functions, such as weekly and monthly statistics, creating categories and a piggy bank, will be available by subscription. This will allow you to use all the features of the application and regulate your financial flows on a daily basis. Take control of your money and make smarter financial choices with CashFlow Tracker Pro. Start your journey to financial success today. CashFlow Tracker Pro requires subscription for: • Weekly and monthly statistics • Assigning a category for each expense • Piggy bank You may purchase an auto-renewing subscription through an In-App Purchase: • Auto-renewable subscription • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. • Privacy Policy: https://telegra.ph/Privacy-Policy-03-29-57 • Terms of use: https://telegra.ph/Mobile-App-Terms-of-Service-03-29

What can I spend today without going broke before payday? Spendable answers that with one number, recalculated every morning from your real balance. No bank login. No account. No server. Everything stays on your phone. HOW IT WORKS Tell it three things: your balance, your payday, and any bills due before then. Spendable holds back the bills and your buffer, divides what's left by the days remaining, and shows you today's figure. Spend less today and tomorrow's number rises by itself. Spend more and it drops. There is no envelope system, no categories to maintain, and nothing to reconcile. CAN I AFFORD THIS? Type an amount and get an answer with the consequence attached: "Yes, but every remaining day drops to $97.77, down from $111.11." A flat "no" is reserved for a purchase that would break your bills. HONEST BY DESIGN Figures always round down. The promise is "you can spend this and still be fine", and a number that rounds up is a lie by a cent. Logging a spend never moves today's target. It only uses it up. Paying a bill never changes your spendable figure, because that money was never yours to spend. FREE FOREVER • Your safe-to-spend number • Three-second spend logging • "Can I afford this?" • Shortfall warnings • Up to three bills • Reminders: an evening nudge and a payday reset SPENDABLE PLUS: $0.99/MONTH • Home Screen and Lock Screen widgets • Zero Day forecast: the date you run out at your current pace • Morning check-in: wake up to today's number • Unlimited bills PRIVACY No account. No analytics. No ads. No tracking. Spendable never connects to your bank and has no server of its own. Your balance, bills and history live in a database on your device. Erase all data in Settings and it is gone, immediately and permanently. Spendable is an arithmetic tool, not financial advice. Its figures are only as accurate as the numbers you enter. Spendable Plus is an auto-renewing monthly subscription. Payment is charged to your Apple Account at confirmation of purchase and renews unless cancelled at least 24 hours before the end of the period. Manage or cancel in Settings → your name → Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ephopho.github.io/spendable-legal/privacy/